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      May 26, 2018

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Pet Insurance in New Jersey

New Jersey MapPet Insurance New Jersey While New Jersey has one of the lowest rates of pet ownership in America, the majority of households in the state do own at least one dog or cat. While some choose to own pets for companionship or protection, the rising costs of veterinary care can deter many people from having a furry friend of their own. For example, the most common surgical procedure needed by dogs - removal of a benign skin mass - costs an average of $999; tooth extraction, the most common procedure for cats, can also have a veterinarian bill of just over $900. In an era where people in New Jersey are often struggling to pay for their own health care, food, and other expenses, it's no wonder that high costs for veterinary care make it more difficult to have an animal companion.

However, pet insurance can make ownership more affordable for many people in New Jersey. Though few policies will cover 100% of the costs of surgery or other treatments, most plans will pay a significant percentage of any covered veterinary care. Catastrophic plans have lower premiums and are used to pay for serious illnesses or injuries, while more comprehensive pet insurance policies will cover both those situations as well as more routine expenses (e.g. vaccinations, spaying or neutering, vaccinations, and annual wellness visits).

New Jersey residents should be aware that pet insurance providers are not required to cover pre-existing conditions, so they should choose a plan that addresses the needs of their particular pets. Additionally, elderly pets or dogs of a few specific breeds (e.g. pit bulls, chow chows, and Rottweilers) may be excluded altogether.

 

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