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      September 21, 2018

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Pet Insurance in Rhode Island

Rhode Island MapIf you live in Rhode Island, you may already know that your state has one of the lowest rates of pet ownership in the nation, with only 27.6% of households having a cat and 29.3% with a dog. However, if you are one of those homes with a furry friend as part of the family, you realize how important - and expensive - it can be to make sure that pets are healthy and happy, and how the love and companionship they offer in return can benefit their owners.

You may have been fortunate enough to avoid some of the more expensive illnesses and injuries that can afflict pets. Will you always be that lucky? Statistics would indicate that to be unlikely. Most pets will experience some form of accident or sickness that requires veterinary care at some point. If you had to guess which kind might impact your pet's life, you'd be wise to select cancer as a probable affliction. Among the top ten surgeries performed on dogs and cats in an average year, those done to treat cancer always represent at least three or four in the list. While these procedures can indeed save your pet's life, they will absolutely impact your wallet: cancer of the liver can cost nearly $800 to treat in a cat, and a shocking ten times that much - or more - to treat in a dog.

Pet insurance can help you cover Fifi or Fido's veterinary needs so that you can focus on getting her or him better, rather than worrying about the expense. Such policies range from catastrophic to comprehensive coverage, so you will want to choose the pet insurance plan that meets your pet's needs and your budgetary constraints. Be aware that many pet insurance policies do exclude coverage of pre-existing conditions, elderly pets, or certain breeds of dog. Regardless of the plan you choose, you can rest assured knowing that whatever may come, your four-legged friend will have access to the care needed for a long, healthy life with you.

 

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