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Pet Insurance in Vermont

Vermont MapVermont tops the charts with respect to overall pet ownership in the United States, with more than 70% of households counting a pet as a member of the family, and nearly 50% of homes having at least one cat. However, some Vermonters struggle with the difficult decisions that come with having a furry friend coming down with a serious illness or impacted by a major injury. Because of the rising costs of veterinary care, treatments to extend a pet's life can reach into the thousands; forcing some to choose between having a pet put to sleep or going into deep debt in order to afford that life-saving care.

For example, the most common surgery performed on dogs is to remove a benign skin mass; this is at an average cost of $999.04, with some providers charging more. For cats, tooth extraction happens most often and has an average veterinarian bill of $923.65.

Rather than having to decide between their pets and their wallets, Vermonters can obtain pet insurance to cover a significant portion of their veterinary expenses. Such policies can cover illness, accident, and more routine preventative care, depending on the plan selected. Of course, premiums and deductibles also vary with the amount of coverage desired, so prospective customers should look at the policies offered by a range of companies to find a plan that best meets their pets' needs and their own budgets.

Also, pet insurance providers are not required to cover pre-existing conditions, elderly pets, or all breeds of dogs and cats, so some Vermont pets may have a smaller number of policies available that would cover their individual circumstances. Finally, it might seem like a small detail, but a few pet insurance companies specify that they will reimburse only the amount of expenses that they determine to be "reasonable and customary" for a procedure, often quite a bit less than what a particular veterinarian actually charges; selecting a company that pays a predetermined percentage of covered expenses might be more advantageous in the long run.

 

Gut Instinct

Kyla Sternlieb, founder and president of Under the Weather in South Burlington, Vt., noted that a study published in April 2017 by Healthy Paws, which compiled pet insurance claims data, found that stomach issues are the No. 1 reason for a trip to the ...

Published:  Mon, 07 May 2018 06:17:00 GMT



Is Pet Insurance Worth the Expense

But pet insurance can mitigate the financial damage. The way Neely Raffellini, a Williston, Vermont, resident who runs a professional resume writing service, thinks about pet insurance seems to be a good, realistic way to approach it. "I look at it as ...

Published:  Thu, 11 Jun 2015 06:04:00 GMT



Dog owners, insurance companies clash over whether insurers can dump a policy if pit bull lives on homeowner's property

BOSTON - Some dog owners are forced to choose between their beloved pet ... insurance, a circumstance that has left some lawmakers musing on what else might cause underwriters to dump a policy. Animal advocates and a representative of insurance companies ...

Published:  Thu, 19 Sep 2013 20:22:00 GMT



People In These States Are Most Obsessed With Free College and Funeral Costs

According to Google search trend data, it could mean the difference between being more concerned with "debt" (Wyoming) or "pet insurance" (Connecticut ... the company found the money-related phrases that residents of each state searched for ...

Published:  Thu, 17 Mar 2016 11:35:00 GMT



Legislation to award Steve Gleason the Congressional Gold Medal gains cosponsors

Like all insurance, you're gambling with whether you'll use pet insurance or not. But before you buy in, make sure you consider the following from the Washington Office of the Insurance Commissioner: What's covered and not covered under pet insurance ...

Published:  Mon, 30 Apr 2018 22:20:00 GMT



18 states sue to block Trump's cut to Obamacare subsidies

The states include: California, Connecticut, Delaware, Kentucky, Illinois, Iowa, Maryland, Massachusetts, Minnesota, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Vermont ... and referred to the "pet insurance companies ...

Published:  Sat, 14 Oct 2017 01:43:00 GMT



U.S. states sue after Trump scraps Obamacare subsidies

The states include: California, Connecticut, Delaware, Kentucky, Illinois, Iowa, Maryland, Massachusetts, Minnesota, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Vermont ... and referred to the "pet insurance companies ...

Published:  Sat, 14 Oct 2017 02:59:00 GMT



Natalie's Little Yorkies

The Natalie's Little Yorkies website also has helpful information on Yorkies from information about pet insurance to lists of items needed ... Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, and Wyoming.

Published:  Mon, 31 Mar 2014 17:00:00 GMT



Quacking All the Way to the Bank

This year Washington joined Oregon and Vermont in covering naturopathic care under Medicaid ... he told Science magazine that Harkin had pressured the agency to fund pet projects and ignore the evidence. In fairness, Harkin isn't a hypocrite-he ...

Published:  Wed, 04 Jun 2014 12:13:00 GMT



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