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      September 25, 2020

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  1. Peachtree Financial
  2. DRB Capital
  3. Stone Street Capital
  4. JG Wentworth
  5. CBC Settlement
  6. RJE Capital

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DRB Capital vs RJE Capital

Best Structured Settlement Buyers

To help you find the Best Structured Settlement Buyers, TopConsumerReviews.com provides you with an in-depth comparison of DRB Capital and RJE Capital.

To see ALL of our reviews for the Best Structured Settlement Buyers, please Click Here

Who can you trust as the best buyer for your structured settlement? If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

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Best Reviews

2020

Structured Settlement Buyer Reviews

4 stars
DRB Capital

DRB CAPITAL

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BBB Rating:

A+, accredited

DRB Capital has come a long way since our previous evaluation. They've put in the work to strengthen their reputation, as demonstrated by a flawless rating and accreditation from the Better Business Bureau. We're always glad to see companies change for the better, and this is a big positive for DRB Capital.

Single representative to guide you

Another plus of using this service is that you'll have a single representative for your entire process. That ensures that you won't have to spend valuable time explaining things over and over again to a new rep every time you call. Instead, you'll know that the person assigned to your case is the only point of contact you'll need, and that they will be well-versed in the state laws governing your payout.

Live chat

Live chat is available Monday through Friday from 9am-5:30pm (EST). You'll find similar availability for their toll-free number. Of course, you can fill out their Quick Cash form anytime to start the process - though you'll still be waiting for regular business hours to hear from a representative.

Best Structured Settlmenets

Eager for your business

DRB Capital is eager for your business. On the Quick Cash form page, look for some perks. For example, at the time of our review, new clients could get a $100 gift card with a phone quote if they provide proof of their structured settlement and contact details. We also found a matching guarantee: if you get an offer from DRB Capital and then secure a better arrangement from one of their competitors, DRB will meet or beat the offer, or give you $50. Finally, they also offer a funding guarantee of $25,000 if you sign their contract and meet all of the conditions and requirements, but your transaction still isn't funded. That shows you how confident they are that they'll be able to deliver what they promise.

Customer compliments

Customers have good things to say about the help they got from DRB Capital. Compliments include friendly, knowledgeable representatives, and getting lump sum payments as quickly as 45 days from the start of the process. Most of the client reviews we saw gave DRB Capital 4 or 5 out of 5 stars.

Could be more upfront

Our major complaint is that this service could do more to explain what their services might include, to give prospective clients a better idea before they even make that phone call or fill out the online form. When we compare their website with their rivals', DRB Capital could offer an FAQ - what documents people will need to gather, expected timeframes, etc. - or give examples of how a structured settlement buyout might be set up. We find much more upfront information on our higher-ranked competitors' sites.

Solid rating

Is DRB Capital a trustworthy place to handle your structured settlement? Yes. We're confident that they'll handle your situation in a way that's personalized to your specific needs. Could you get more upfront information with another service? That's also true, but we still give this service a solid rating because of the progress they've made and their attention to the individual customer.

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2 stars
RJE Capital

RJE CAPITAL

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BBB Rating:

Not Listed

RJE Capital doesn't inspire much confidence when it comes to being a trusted provider of structured settlement buyouts. Aside from a blog, you won't find a lot of information on their website to detail what to expect from their service.

Handoff?

Instead, you'll have to fill out their online request form - which actually states, in the fine print at the bottom, that entering your phone number means you agree to be called by an RJE representative "or another trusted partner". Why would RJE Capital be handing you off to another service, straight out of the gate? That doesn't sound good.

BBB red flag

Another red flag was the lack of a listing with the BBB. Unlike the other buyers of structured settlements in our review, RJE Capital doesn't have any rating or accreditation there that we could find. What's amusing is that in one of the blog posts on this company's site, it says that you should make sure that any service you use has a positive rating from the Better Business Bureau!

Best Structured Settlmenets

Unsecure webpages

In addition to this, some of the URL's for some of the pages on the RJE Capital website show as being "not secure". When dealing with something as financially impactful as selling off the rights to a settlement, you want to know that the service is 100% vetted and trustworthy.

Misses the mark

Unfortunately, RJE Capital doesn't meet our standards when choosing a buyer for structured settlements. There was really no transparency available respecting their services: what's offered and for what fees. Plus, with no customer testimonials available on this site or elsewhere, and no apparent listing with the BBB, this company just doesn't compete with the well-established, higher-ranked services in our review.

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Continued from above

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

  • Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
  • Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
  • Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

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