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      September 21, 2020

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Best Structured

Settlement Buyers

  1. Peachtree Financial
  2. DRB Capital
  3. Stone Street Capital
  4. JG Wentworth
  5. CBC Settlement
  6. RJE Capital

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PEachtree Financial vs DRB Capital

Best Structured Settlement Buyers

To help you find the Best Structured Settlement Buyers, TopConsumerReviews.com provides you with an in-depth comparison of PEachtree Financial and DRB Capital.

To see ALL of our reviews for the Best Structured Settlement Buyers, please Click Here

Who can you trust as the best buyer for your structured settlement? If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

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Best Reviews

2020

Structured Settlement Buyer Reviews

4.5 stars
Peachtree Financial

PEACHTREE FINANCIAL

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BBB Rating:

A+, accredited

Peachtree Financial has helped tens of thousands of people through buying structured settlements, annuities, lottery winnings and other payment streams since their start in 1996. Since our last review, this service has made considerable improvements and earned a much higher ranking among buyers of structured settlements.

Going the extra mile

The Peachtree website makes sure you understand everything there is to know about a structured settlement buyout, from all of the steps in the process to possible ways to use a lump sum payment. They even go so far as to give you advice if you're using it to pay for education, renovate your home, or invest in a business! Talk about going the extra mile.

Simple process

Their process is very simple: give them a call and get a free quote, once they've reviewed your case and gotten the necessary details. If you accept their offer and sign the paperwork, they'll begin the process of filing a petition with the court (you may have to appear in person to explain why you need a lump sum or partial buyout). You'll have one representative throughout the entire process, and they'll be well-acquainted with the particulars of your case: no need to talk to multiple people across the company.

60-90 days

When the court approval comes in, you can either have the funds sent directly to your bank account or get a check in the mail. How long until you get your funds? Most Peachtree Financial transactions take 60 to 90 days to be completed. They also offer cash advances within 24-72 hours of receiving your documents, if you live in a state that allows it.

Best Structured Settlmenets

Great information

This service offers one of the most comprehensive websites to give you an understanding of the whole process. Are you wondering what specific questions might be asked? Which documents you'll need? What will be in the purchase contract? You'll find all of that and more explained in detail. The only piece we didn't find that would have been useful was an estimate of their fees and/or interest rates when buying a structured settlement.

Award winning efforts

Peachtree Financial Solutions earned several awards from 2010 to 2014 (and maybe after, though their Awards page on the website doesn't mention any). Unfortunately, none of them specifically referenced buying structured settlements - just litigation and law firm funding, primarily. That left us wondering if structured settlements aren't their primary area of expertise.

Positive customer feedback

Peachtree Financial has an "A+" rating at the BBB, along with accreditation. We found a handful of customer complaints, but the majority of them were regarding unsolicited mail and not the actual process of selling a structured settlement. And, when looking at customer reviews that have been independently-verified by a third-party service, this company fares well: averaging a 4.5 out of 5 stars, with customers saying good things about Peachtree representatives, especially their in-depth knowledge of the particulars of any given state in which their customers may reside.

One of our top choices

You have a lot of options for selling your structured settlement, and Peachtree Financial is worth considering. Start by reading through all of the information they offer on their website, and we're sure they'll wind up being one of your top choices for excellent customer service and solutions that match your needs.

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4 stars
DRB Capital

DRB CAPITAL

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BBB Rating:

A+, accredited

DRB Capital has come a long way since our previous evaluation. They've put in the work to strengthen their reputation, as demonstrated by a flawless rating and accreditation from the Better Business Bureau. We're always glad to see companies change for the better, and this is a big positive for DRB Capital.

Single representative to guide you

Another plus of using this service is that you'll have a single representative for your entire process. That ensures that you won't have to spend valuable time explaining things over and over again to a new rep every time you call. Instead, you'll know that the person assigned to your case is the only point of contact you'll need, and that they will be well-versed in the state laws governing your payout.

Live chat

Live chat is available Monday through Friday from 9am-5:30pm (EST). You'll find similar availability for their toll-free number. Of course, you can fill out their Quick Cash form anytime to start the process - though you'll still be waiting for regular business hours to hear from a representative.

Best Structured Settlmenets

Eager for your business

DRB Capital is eager for your business. On the Quick Cash form page, look for some perks. For example, at the time of our review, new clients could get a $100 gift card with a phone quote if they provide proof of their structured settlement and contact details. We also found a matching guarantee: if you get an offer from DRB Capital and then secure a better arrangement from one of their competitors, DRB will meet or beat the offer, or give you $50. Finally, they also offer a funding guarantee of $25,000 if you sign their contract and meet all of the conditions and requirements, but your transaction still isn't funded. That shows you how confident they are that they'll be able to deliver what they promise.

Customer compliments

Customers have good things to say about the help they got from DRB Capital. Compliments include friendly, knowledgeable representatives, and getting lump sum payments as quickly as 45 days from the start of the process. Most of the client reviews we saw gave DRB Capital 4 or 5 out of 5 stars.

Could be more upfront

Our major complaint is that this service could do more to explain what their services might include, to give prospective clients a better idea before they even make that phone call or fill out the online form. When we compare their website with their rivals', DRB Capital could offer an FAQ - what documents people will need to gather, expected timeframes, etc. - or give examples of how a structured settlement buyout might be set up. We find much more upfront information on our higher-ranked competitors' sites.

Solid rating

Is DRB Capital a trustworthy place to handle your structured settlement? Yes. We're confident that they'll handle your situation in a way that's personalized to your specific needs. Could you get more upfront information with another service? That's also true, but we still give this service a solid rating because of the progress they've made and their attention to the individual customer.

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Continued from above

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

  • Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
  • Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
  • Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

J.G. Wentworth Structured Settlements

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Peachtree Financial Solutions

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In the Matter of Vincent Chirico, an attorney and counselor-at-law. (Attorney Registration No. 2591220)

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