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      June 2, 2020

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Best Structured

Settlement Buyers

  1. Peachtree Financial
  2. DRB Capital
  3. Stone Street Capital
  4. JG Wentworth
  5. CBC Settlement
  6. RJE Capital

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Best Structured Settlement Buyers

Who can you trust as the best buyer for your structured settlement? If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

Continue reading below reviews

Best Reviews


2020

Structured Settlement Buyer Reviews

5 stars
Fairfield Funding

FAIRFIELD FUNDINGTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Fairfield Funding is an excellent choice for selling your structured settlement - whether you go for a single lump sum payment or only sell off a portion of your payments. They enjoy a sterling reputation with their customers and the BBB, and they offer a four-point guarantee that ensures you get the best possible rates and service. We were especially impressed to reach a knowledgeable, friendly representative on a Saturday afternoon. Fairfield Funding earns our highest ranking among services that buy structured settlements.

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4.5 stars
PEachtree Financial

PEACHTREE FINANCIAL

Peachtree Financial has worked with thousands of clients over the last 20+ years. Their services include an informative website, a single assigned representative to your contract, and even pre-funding payments in states that allow them. This award-winning company really knows their stuff, and customers who have used them for structured settlement buyouts say that the process is smooth and reliable.

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4 stars
DRB Capital

DRB CAPITAL

DRB Capital gives you personalized attention when buying your structured settlement: you'll have a single point of contact every time you call, which saves you time and gives you the confidence that your process is being handled well. This service has increased their rating with the BBB since our last review, and they get plenty of praise from past clients. The only negative for DRB Capital is that they don't give you as much information upfront, before deciding to get in contact with one of their reps.

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3.5 stars
Stone Street Capital

STONE STREET CAPITAL

Stone Street Capital initially seems like a good choice for selling your structured settlement: a whimsical website with a decent amount of information and an "A+" with the BBB all give that impression. Digging deeper, however, you'll find that Stone Street has had some less-than-reassuring issues in the courts in the past. Still, their strong history and customer focus cannot be ignored.

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3.5 stars
JG Wentworth

JG WENTWORTH

JG Wentworth is one of the most-used services for buying structured settlements, with over $8 billion in future payments purchased in the last three decades. Their website is a fantastic resource for learning about the process, no matter which service you ultimately choose. While this company still maintains a strong BBB reputation, customer comments are either very positive or very negative, and you won't be assigned your own representative for the entirety of your deal. Still, JG Wentworth is a reliable structured settlement buying company.

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3 stars
CBC Settlement Funding

CBC SETTLEMENT FUNDING

CBC Settlement Funding has been in business for a little over 10 years, specializing in buying annuities and structured settlements. We appreciate their commitment to ethical transactions and keeping the customer's best interests in mind, which is reflected in their strong rating from the BBB. However, we encountered numerous glitches on their website, which meant we couldn't determine how transparent this company is with their rates and fees. Plus, several complaints from customers earned CBC Settlement Funding a just-average ranking among similar services.

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2 stars
RJE Capital

RJE CAPITAL

RJE Capital seems to be a newcomer in the world of structured settlement buyers. They don't seem to have a listing with the BBB, and their website tells you very little about the services they offer. Plus, the fine print on their contact form says that you may be handed off to a different service if you give them your information. None of these things make us feel like RJE Capital is a reputable option for people looking to sell the rights to their structured settlements.

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Continued from above

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

  • Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
  • Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
  • Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

Structured Settlement Factoring Company Launches New Website to Better Serve Customers

Strategic Capital has launched a new website ( With this newly revamped web presence, they give people the opportunity to learn more about how they can maximize payout options for structured ...

Published:  Fri, 22 May 2020 04:34:00 GMT



Landmark Opioid Agreement Provides Clear Path in Pursuing Litigation Settlements

Members of the Plaintiffs Steering Committee in the Texas Opioid MDL are lauding a landmark agreement announced by the Texas Attorney ...

Published:  Thu, 28 May 2020 13:56:00 GMT



FCC Commissioners Blast Sinclair Settlement as "Abdication of Responsibility'

Democratic FCC commissioners have blasted the agency's Republican majority for approving a record $48 million fine against Sinclair Broadcast Group that opponents say allows the broadcast ...

Published:  Fri, 22 May 2020 12:58:00 GMT



FCC Releases More Info On $48 Million Fine To Sinclair Broadcast Group; Democrats Blast It As An Insufficient Settlement

The two Democrats on the FCC are blasting the agency's decision to settle investigations into Sinclair Broadcast Group with a record $48 million fine. Earlier this month, Sinclair agreed to pay a $48 ...

Published:  Fri, 22 May 2020 17:11:00 GMT



AG Issues Details of Santander Settlement

Attorney General Gurbir S. Grewal announced May 19 that Santander Consumer USA Inc. will pay the New Jersey approximately $589,142, provide the state's consumers $2.5 million in restitution, forgive t ...

Published:  Tue, 19 May 2020 10:00:00 GMT



Ex-Anapol Weiss Client Wants Quick Win In Injury Deal Fight

In addition, Yerkes said that because Anapol Weiss knew that it was standard practice in structured settlements for defendants to be released from liability, it also knew that the responsibility ...

Published:  Fri, 15 May 2020 18:48:00 GMT



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