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You may recognize Stone Street Capital from their "Cash Now from the Cash Cow" commercials. In business since 1989, Stone Street Capital, headquartered in Maryland, is a pioneer of the structured settlement funding service providers. They lead the way in top quality customer service, which is reflected in their A+ Better Business Bureau rating and numerous satisfied clients.
The Stone Street Capital structured settlement website exceeded our expectations in information and education. We were able to browse through a number of helpful articles and information that helped us understand the structured settlement buyer, press releases about Stone Street over the past several years, structured settlement tips, and more.
The process at Stone Street is very straightforward. Here's what you can expect:
We found the customer service team to be top notch at this company. The representatives are very informative and offer no pushy sales pitch on why you should choose them. We felt most comfortable dealing with Stone Street Capital and really appreciated their no pressure approach.
In summary, Stone Street Capital provides the highest level of service among structured settlement providers. Their informative website added a lot of value in our search effort. Stone Street offers a long history of strong performance and an excellent BBB rating. If you are looking for a structured settlement company, Stone Street Capital should be your first stop.
Settlement Capital Corporation is a financing company that provides lump sum payments to recipients of structured settlements, annuities, and lottery winnings. They offer the flexibility of both partial and full payment purchases along with guaranteed and life contingent purchases depending on your situation. Settlement Capital does require a minimum funding amount of $10,000 to do business with them.
Formed in 1989, this Dallas based company currently holds an A+ Better Business Bureau rating and offers customers an informative website. Despite a lot of moving parts and colors we found their website to be quite helpful. We especially appreciated the clear explanation of the legalities of selling a structured settlement and how Settlement Capital Corporation will assist throughout the process.
The process at Settlement Capital Funding is pretty straightforward:
We spoke with Jason at Settlement Capital Corporation and he was happy to assist with our questions. He clearly explained the process, and as the website states, provided no aggressive sales pitch that made us feel uncomfortable or pressured.
In summary, Settlement Capital Corporation has a strong BBB rating and years of experience. In working with their customer service representative, we were impressed with their clear explanations to our questions and professional demeanor. If you're looking for a solid structured settlement company that is customer friendly, Settlement Capital Corporation is worth a look.
JG Wentworth has been in business since 1992. They reside in Pennsylvania and currently hold an A+ rating with the Better Business Bureau. JG Wentworth is one of the largest structured settlement companies in business and you may have seen one of their many TV commercials. They have a good overall reputation and their website is informative and provides helpful information.
The process of establishing a structured settlement payment with JG Wentworth includes:
Our customer service experience was average with the two representatives we encountered at JG Wentworth. The first was unable to answer both of our questions but was friendly. The 2nd seemed rushed and a little pushy. We were disappointed that each time we called JG Wentworth we had to speak to a new contact
Overall, JG Wentworth is a strong company with a good reputation. We would have liked to have seen more knowledgeable customer service representatives. Despite their less customer friendly approach we appreciate the strong reputation at JG Wentworth and find it's worth your time for a quote.
Founded in 2004 CBC Settlement Funding is a Pennsylvania based company. They currently hold an A rating with the Better Business Bureau. CBC is a member of the National Structured Settlements Trade Association and their top executives worked historically for some of the largest structured settlement firms. Since then they've built a well run business with a strong focus on customer service.
The website at CBC Settlement was very informative with state specific regulation information, numerous resources to help you understand CBC Settlement Funding. While in business shorter than those higher ranked the innovative and informative website was the best of the bunch. We appreciated their level of professionalism.
The process of starting a structured settlement payment at CBC Settlement Funding includes:
The customer service team at CBC Settlement was knowledgeable and courteous. We were able to get all of our questions answered in our first call.
If you are looking for a lump sum payment from a structured settlement CBC Settlement Funding is a company worth requesting a quote from.
A California based company, Woodbridge Structured Funding has been in business since 1993 and currently holds an A+ Better Business Bureau rating. Our first impression of Woodbridge was concerning. We felt their website lacked the professionalism we expected. We saw more of a sales pitch then valuable information. When you're making a decision worth thousands of dollars you don't want to see "free" gimmicks at every corner.
While the Woodbridge process wasn't laid out on the website we were able to identify the standard protocol:
Customer Service was very good. We spoke with a very knowledgeable customer service representative who was not pushy or in a rush. He answered all of our questions in detail and then provided his direct extension.
Instead of providing an informative website, Woodbridge Structured Funding focuses on driving customers via gimmicks and promises. While we appreciated their strong BBB rating and customer service, we would have liked more information to help make a decision. In the end, Woodbridge is probably worth getting a free structured settlement quote, but don't get hung up on big promises or gas cards.
Peachtree Financial has been in business since 1996 and has been an accredited member of the BBB since 2009. They hold a very high rating with the BBB and have helped gain payouts for over 19,000 cases. However, their customer facing team should provide better service than what they deliver.
Peachtree is a specialty finance company focused on providing cash payments to holders of high quality, but illiquid assets. Peachtree is Georgia based but majority owned by DLJ Merchant Banking and Credit Suisse, a large international bank. In spite of this strong backing, the website provided the basic information we were looking for but nothing more.
The process of applying for a structured settlement buyout at Peachtree includes:
Unfortunately the customer service we received at Peachtree was poor. We had discussions with three individuals and quickly learned that you do not receive any designated representative during the process. Therefore, each time you call you're dealing with a new person on your case. We found this very concerning. Furthermore, the customer service reps we spoke with weren't knowledgeable enough to quickly answer our questions. Peachtree seems to have a long way to go with training customer reps on how to effectively answer questions quickly, answering without an annoyed tone, and speaking in clear English.
While Peachtree has been around a long time, enjoys strong financial backing, and holds an excellent BBB rating, their customer service team left us frustrated and wanting more. If you're looking for a structured settlement purchaser, Peachtree is worth a look if you have the patience for them.
DRB Capital (formerly Imperial Structured Settlements) has been in business since 2007. This Florida based company is not accredited with the Better Business Bureau and currently holds a B rating with the BBB. Their website is clean and easy to read without a heavy sales pitch. However, the website lacked some of the factual information we were looking for in our research.
The process is straightforward at DRB Capital:
The customer service representative was generally helpful. We had to be put on hold to answer one of our questions and the wait was a few minutes. Otherwise, they were courteous and friendly.
Overall we were concerned with the number of years DRB Capital has been in business. We were less confident with their ability to manage contracts, legal issues, and funding than the other companies in our review. We couldn't find a long list of negative information on DRB, but we also couldn't find the positive history to tell us this company would be able to effectively manage a structured settlement buyout. If you're looking for a structured settlement purchaser, we recommend you choose someone higher on the list that has more experience.
Structured Settlement Buyers
If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments.
The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer.
A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:
TopConsumerReviews.com has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!
Structured Settlements In The News
DELRAY BEACH, Fla., Nov. 13, 2018 /PRNewswire/ -- DRB Capital, LLC ("DRB Capital") today announced that as part of its continuing efforts to root out and end structured settlement fraud, the company h...
Published: Tue, 13 Nov 2018 05:02:00 GMT
In our last blog about structured settlements we reviewed the basics of what a structured settlement is and why you would want to structure a settlement. However, the benefits of structuring a settlem...
Published: Tue, 30 Oct 2018 21:23:00 GMT
"We want to provide tax-advantaged financial tools that augment traditional structured settlement annuity placements and offer attractive options for cases where the traditional structured ...
Published: Fri, 02 Nov 2018 07:56:00 GMT
Structured Finance in particular ... big chunk is legacy RMBS exposure that is covered by the rep and warranty settlements. AGO has a track record of being very conservative in its reserving ...
Published: Tue, 13 Nov 2018 11:53:00 GMT
Public interest groups, the legal community and Western Cape government officials were strikingly united in their criticism of the State Liability Amendment Bill, which proposes scrapping lump-sum set...
Published: Thu, 01 Nov 2018 02:52:00 GMT
Somdaka said human settlements approved funding for 2886 houses to be built ... The process of building the remaining 88 structured of Phase 3A will go ahead immediately. It is expected to be complete...
Published: Thu, 08 Nov 2018 00:35:00 GMT
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