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      January 27, 2020

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DRB Capital Review

Best Structured Settlement Buyers

To help you find the Best Structured Settlement Buyers, TopConsumerReviews.com provides you with an in-depth DRB Capital Review.

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If you currently receive monthly payments from a legal settlement, litigation, or job related accident, you may be eligible to use a structured settlement purchasing company to receive a lump sum of cash right now. These companies essentially pay you a large amount of money for the rights to your future monthly payments.

The terms of the structured settlement purchase amount require court approval and should be understood thoroughly before a settlement is executed.A structured settlement purchasing company is responsible for creating the agreement, obtaining court approval, and establishing a relationship with the payer.

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Best Reviews

2020

Structured Settlement Buyer Reviews

2 stars
DRB Capital

DRB CAPITAL

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BBB Rating:

B

DRB Capital (formerly Imperial Structured Settlements) has been in business since 2007. This Florida based company is not accredited with the Better Business Bureau and currently holds a B rating with the BBB. Their website is clean and easy to read without a heavy sales pitch. However, the website lacked some of the factual information we were looking for in our research.

The process is straightforward at DRB Capital:

  • Start by calling and talking to a representative.
  • They will evaluate the structured settlement and help you choose an option to fit your needs.
  • Once you identify the settlement they will send necessary contracts for you to sign and have notarized.
  • When the document is signed and returned DRB Capital will verify your payments with the insurance company and work to apply for a court date.
  • DRB Capital attempts to make settlement payment in 45 days.

The customer service representative was generally helpful. We had to be put on hold to answer one of our questions and the wait was a few minutes. Otherwise, they were courteous and friendly.

Overall we were concerned with the number of years DRB Capital has been in business. We were less confident with their ability to manage contracts, legal issues, and funding than the other companies in our review. We couldn't find a long list of negative information on DRB, but we also couldn't find the positive history to tell us this company would be able to effectively manage a structured settlement buyout. If you're looking for a structured settlement purchaser, we recommend you choose someone higher on the list that has more experience.

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Continued from above

A quality structured settlement purchasing company that is well experienced will help get you through the process quickly and with the highest payout.However, not all structured settlement purchasing companies are able to deliver as promised. When choosing a structured settlement purchasing company, you should consider several factors first:

  • Company Strength.  How long has the structured settlement purchasing company been in business? What is the Better Business Bureau rating for that company?
  • Customer Service.  Since you'll be working with them closely, how helpful is the structured settlement purchasing company? Are they responsive, courteous and well-informed?
  • Website functionality.  When you're entering into a structured settlement buyout, you'll want a company that provides an informative, professional website to assist you through the process.

TopConsumerReviews.com has reviewed and ranked the best structured settlement purchasing companies available today. We hope these reviews help you find the best structured settlement program that meets your needs!

Matter of J.G. Wentworth Originations v. Genworth Life Ins. Co. of N.Y.

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Structured Settlements: What is an Assignee?

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