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      July 6, 2020

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Stone Street Capital Review

Best Structured Settlement Buyers

To help you find the Best Structured Settlement Buyers, TopConsumerReviews.com provides you with an in-depth Stone Street Capital Review.

To see ALL of our reviews for the Best Structured Settlement Buyers, please Click Here

Who can you trust as the best buyer for your structured settlement? If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

Continue reading below reviews

Best Reviews

2020

Structured Settlement Buyer Reviews

3.5 stars
Stone Street Capital

STONE STREET CAPITAL

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BBB Rating:

A+, accredited

Stone Street Capital is no newcomer to buying structured settlements, with over three decades of experience. Their website is, for lack of a better word, cute: you'll find funny illustrations featuring a cow throughout the site, explaining what to expect during your process.

How it works

You'll get started by giving the company a call to discuss your financial situation and hear what cash options are available. Check out the "How It Works" page to find detailed answers to questions like "How much money can I get?" and "Why should I consider a lump sum cash option?" You'll find even more info in the FAQ, though many of those topics aren't directly related to structured settlements.

Lack of fees and interest rates

Stone Street Capital isn't overly upfront with the details of their structured settlements. Some providers tell you what fees or interest rates you can expect, or even the average time it takes their clients to receive their payments. We didn't see that information given on the Stone Street site.

Best Structured Settlmenets

Excellent customer service

However, the customer service representatives are very friendly and informative. When you speak with them, they don't give you a pushy sales pitch. Instead, they'll calmly answer your questions and guide you through the process. Their focus on customer education and satisfaction is commendable.

Several issues

Stone Street Capital is part of the JG Wentworth family of companies, which means you can expect a similar reputation and customer experience. However, we found several issues specifically with Stone Street that were cause for concern. Back in 2015, a case in Florida was settled under a strict confidentiality agreement; in the case, it was alleged that Stone Street Capital forged an elderly woman's signature in order to complete the purchase of her rights to lottery winnings of over $2 million. A few years later, a NYC law firm that represented several structured settlement purchasers, including Stone Street Capital, entered a guilty plea with respect to forging the signatures of judges on sale approval orders. Granted, Stone Street sued that firm for legal malpractice, but it still indicates a red flag you should be aware of.

Strong BBB rating

Importantly, Stone Street Capital maintains an "A+" rating and accreditation from the BBB. This is a good factor to know when you're entrusting a company with your finances. We feel this is a reflection of their business operations and customer focus.

Worth consideration

In spite of the issues and lack of detailed information on their website, Stone Street Capital has a strong history and customer focus. They're a good choice for your Structured Settlement buying needs, and are worth your consideration.

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Continued from above

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

  • Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
  • Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
  • Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

J.G. Wentworth Structured Settlements

Their staff is very knowledgeable about the business, the court system in every aspect aspect of selling your structured settlement payments and they walk with you hand in hand through this process.

Published:  Tue, 30 Jun 2020 17:00:00 GMT



Peachtree Financial Solutions

We had such a great team of associates to help us understand our first time dealing with structured settlements. We chose Peachtree after many other searches of Best buy of my annuity. We worked ...

Published:  Thu, 02 Jul 2020 17:00:00 GMT



21 Key Issues In Negotiating Merger And Acquisition Agreements For Technology Companies

a buyer will demand that the seller (or in the case of a transaction structured as a merger or stock sale, its shareholders) indemnify the buyer post-closing for breaches of representations ...

Published:  Fri, 03 Jul 2020 03:05:00 GMT



Receivables Lending, Forfaiting & Factoring

J.G. Wentworth Radnor, PA J.G. Wentworth is a market leading structured settlement buyer. J.G. Wentworth offers the outright sale of future structured settlement ...

Published:  Sun, 26 Nov 2017 13:29:00 GMT



YieldStreet Review: Pros, Cons and How It Compares

Ability for individuals to invest in private structured credit deals ... borrow cash to cover expenses before an expected lawsuit settlement arrives. It has since branched out into a variety ...

Published:  Wed, 01 Jul 2020 17:00:00 GMT



Is This Lump-Sum Offer for Future Benefits Ethical?

Most structured-settlement sales involve the transfer of ... Solicit competitive bids from two or three reputable buyers to negotiate a fair offer that delivers a higher portion of the present ...

Published:  Wed, 07 Oct 2015 07:59:00 GMT



Managing Portfolios: The Upside of Structured ETFs

Matt Ahrens, chief investment officer at Integrity Advisory in Overland Park, Kansas, uses structured ETFs from First Trust to mitigate market losses. "In exchange for that buffer, we're capped ...

Published:  Tue, 21 Apr 2020 14:18:00 GMT



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