Best Reviews TopConsumerReviews.com
Best Reviews
Best Reviews
      April 21, 2018

Home  >  Student Loan Consolidation

Best Student

Loan Consolidation

  1. SoFi
  2. Student Loan Cons
  3. LendKey
  4. Chase Loan Cons
  5. Wells Fargo

Your Information Is Secure
Everything You Need To Know About Student Loans Newsletter

Latest Reviews

Air Purifiers

Business Cards

Candy Clubs

Dancewear

DIY Home Security

Dog Beds

Golf Clubs

Graduation Invitations

Makeup

Web Hosting

 

 

 

 

 

75% off Retail! Free Shipping and Free gift

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.

Student Loan Consolidation Better Business Bureau Reliability Seal

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.

Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

Continue reading below reviews

Best Reviews

2018

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit
Site

4.5 stars
SoFi

SOFI

SoFi (which is pronounced "SEW-fi", short for "SOcial FInance") is one of the most innovative resources available for both federal and private student loan consolidation. Their user-friendly website, including helpful articles to help students navigate the world of finance, makes it easy to understand all of your options. SoFi is also the only lender we found that offers unemployment protection, which may allow you to suspend your loan repayments for up to 12 months if you lose your job. SoFi should absolutely be on your short list for lenders if you're looking to consolidate your student loans.
Read More... Visit
Site

4.5 stars
Student Loan Consolidator

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit
Site

4 stars
LendKey

LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating. Read More... Visit
Site

4 stars
Chase Loan Consolidation

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. Read More... Visit
Site

3.5 stars
Wells Fargo Student Loan Consolidation

WELLS FARGO LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking.
Read More... Visit
Site

Continued from above

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Many students receive loans from a variety of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Consolidating your student loans into a single debt also simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs.

Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

5 Signs You're Dealing With A Student Loan Scam

When you look at student loan debt statistics, the picture is pretty scary. With more than $1 trillion in outstanding student loans, it's no surprise that millions of Americans feel trapped. You might be one of those graduates feeling trapped by student ...

Published:  Thu, 19 Apr 2018 12:06:00 GMT



Student Loans: Are You Making Repayment Harder

Most borrowers get funneled into a 10-year-repayment plan - but there are other options. Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more ...

Published:  Thu, 19 Apr 2018 07:33:00 GMT



Tax refund got you excited Don't count on it if your student loans are in default

Jamie McKnight, 35, a mother of two, filed her federal tax return in late January, expecting to get a roughly $9,700 refund that would help her pay for rent, health care expenses and other bills. What the Kingston, N.Y., resident didn't anticipate was ...

Published:  Wed, 18 Apr 2018 03:00:00 GMT



What Happens If You Misuse Your Student Loans

Many college students make poor decisions with their student loan refunds - spending the money on noneducational purposes, such as spring break vacations and buying new clothes. Accounts of student loan misuse are easy to find - and usually don't shock ...

Published:  Wed, 18 Apr 2018 07:11:00 GMT



This 24-year-old paid off her student loans in 2 years - here's how she spends her money in a week

Rent: $1,100. (My SO makes about three times my salary, plus a significant bonus, so we split rent 60/40. It's important to me that I feel like I'm paying for my own living expenses, but he always picks up nice dinners, bigger vacation expenses, etc.

Published:  Tue, 17 Apr 2018 12:34:00 GMT



American Financial Benefits Center Encourages Student Loan Borrowers to Consider Next Tax Season Early in Light of New Laws

EMERYVILLE, Calif., April 20, 2018 (Newswire.com) - New tax laws which went into effect at the beginning of 2018 will be reflected in taxpayers' 2019 returns, but it may be wise to start thinking of effects of the laws for personal and family budgeting ...

Published:  Fri, 20 Apr 2018 05:27:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure