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      October 22, 2019

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Best Student

Loan Consolidation

  1. SoFi
  2. Student Loan Cons
  3. LendKey
  4. Chase Loan Cons
  5. Wells Fargo

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Best Student Loan Consolidation Better Business Bureau Reliability Seal

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.

Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

Continue reading below reviews

Best Reviews

2019

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit
Site

4.5 stars
SoFi

SOFI

SoFi (which is pronounced "SEW-fi", short for "SOcial FInance") is one of the most innovative resources available for both federal and private student loan consolidation. Their user-friendly website, including helpful articles to help students navigate the world of finance, makes it easy to understand all of your options. SoFi is also the only lender we found that offers unemployment protection, which may allow you to suspend your loan repayments for up to 12 months if you lose your job. SoFi should absolutely be on your short list for lenders if you're looking to consolidate your student loans.
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Site

4.5 stars
Student Loan Consolidator

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit
Site

4 stars
LendKey

LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating. Read More... Visit
Site

4 stars
Chase Loan Consolidation

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. Read More... Visit
Site

3.5 stars
Wells Fargo Student Loan Consolidation

WELLS FARGO LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking.
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Site

Continued from above

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Many students receive loans from a variety of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Consolidating your student loans into a single debt also simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs.

Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

A 28-year-old who paid off $102,000 in student loans used the debt snowball method to 'make her loans fair'

She calculated that if she made monthly student loan payments as expected, she would be paying her loans until she was in her mid-50s.

Published:  Sat, 19 Oct 2019 08:34:00 GMT



Betsy DeVos blasts Democrats' 'crazy' plans to eliminate student loan debt

Education Secretary Betsy DeVos panned Democratic proposals to eliminate student loan debt, calling them a "federal takeover of higher education." DeVos appeared on "Special Report" on Friday and said ...

Published:  Fri, 18 Oct 2019 16:51:00 GMT



Givling app helps trivia players pay student loans, mortgage debt - but it could cost you

Givling app helps trivia players pay student loans, mortgage debt - but it could cost you An app called Givling promotes winners across the country who played trivia in the hope of paying off student ...

Published:  Sat, 19 Oct 2019 03:06:00 GMT



Sallie Mae employees treated to all-expenses paid trip to Hawaii amid student loan crisis

Meanwhile, as Sallie Mae employees soaked up the Hawaiian sun, borrower Paige McDaniel told NBC that she eventually was forced to declare bankruptcy due to her inability to pay $1,500 per month for a ...

Published:  Sun, 20 Oct 2019 17:03:00 GMT



Having trouble getting your student loan forgiven? Washington state's attorney general wants to hear from you

If you've got student loans and have been having trouble getting the public-service loan forgiveness you were promised, Washington state's attorney general wants to hear from you. Public Service Loan ...

Published:  Fri, 18 Oct 2019 07:13:00 GMT



If you're planning on taking out a private student loan, the 'riskier' interest rate option may be the better one

When getting approved for a loan, having a financially secure cosigner made a big difference, according to LendEDU's exclusive data.

Published:  Sat, 19 Oct 2019 06:38:00 GMT



Two dozen former Owatonna students find student loan erased

Burdened by college debt, few graduates would expect to open their mail and see the words "LOAN FORGIVEN" stamped in bold red letters across the formal promissory note they had signed, pledging to pay ...

Published:  Fri, 18 Oct 2019 19:17:00 GMT



Sallie Mae Executives Celebrate in Hawaii as Americans Are Crippled By Student Loan Debt

As Americans across the country struggle to pay off their student loan debts-a whopping $1.6 trillion nationally-often working multiple jobs and sometimes declaring bankruptcy to protect what little ...

Published:  Thu, 17 Oct 2019 16:21:00 GMT



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