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      November 19, 2018

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Best Student

Loan Consolidation

  1. SoFi
  2. Student Loan Cons
  3. LendKey
  4. Chase Loan Cons
  5. Wells Fargo

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Student Loan Consolidation Better Business Bureau Reliability Seal

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.

Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

Continue reading below reviews

Best Reviews

2018

Student Loan Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice. Read More... Visit
Site

4.5 stars
SoFi

SOFI

SoFi (which is pronounced "SEW-fi", short for "SOcial FInance") is one of the most innovative resources available for both federal and private student loan consolidation. Their user-friendly website, including helpful articles to help students navigate the world of finance, makes it easy to understand all of your options. SoFi is also the only lender we found that offers unemployment protection, which may allow you to suspend your loan repayments for up to 12 months if you lose your job. SoFi should absolutely be on your short list for lenders if you're looking to consolidate your student loans.
Read More... Visit
Site

4.5 stars
Student Loan Consolidator

STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have. Read More... Visit
Site

4 stars
LendKey

LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating. Read More... Visit
Site

4 stars
Chase Loan Consolidation

CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection. Read More... Visit
Site

3.5 stars
Wells Fargo Student Loan Consolidation

WELLS FARGO LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking.
Read More... Visit
Site

Continued from above

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Many students receive loans from a variety of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Consolidating your student loans into a single debt also simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs.

Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!

Grace Period for Student Loans Is Ending, and Bills Are Coming Due

New college graduates may not have been counting the months that have passed since those heady commencement ceremonies. But if they borrowed to finance their education, a bill is coming due. Many stud...

Published:  Fri, 16 Nov 2018 11:37:00 GMT



How to Pay Off $100,000+ in Student Loans

NerdWallet adheres to strict standards of editorial integrity to help you make decisions with confidence. Some of the products we feature are from partners. Here's how we make money. We adhere to stri...

Published:  Fri, 16 Nov 2018 11:43:00 GMT



Ameritech Financial: Concurrent Enrollment Saves Money, Lessens Student Loan Debt

ROHNERT PARK, Calif., November 18, 2018 (Newswire.com) - More than 36,000 high school students are concurrently enrolled in college courses, a fifteen percent increase over the previous years. Concurr...

Published:  Sun, 18 Nov 2018 05:18:00 GMT



Stuck in the Middle: Student loan debt making life hard long after graduation

Americans have amassed $1.5 trillion in student loans. That's more than they owe for auto loans or credit cards. We asked student loan borrowers on Facebook how much they still owe. The responses floo...

Published:  Fri, 16 Nov 2018 19:15:00 GMT



Advice from some of the first public servants to have their student loans forgiven

Less than 1 percent of people who applied to have their student debt canceled under the popular public service loan forgiveness program were actually approved. CNBC spoke to some of the few people who ...

Published:  Fri, 16 Nov 2018 05:25:00 GMT



American Financial Benefits Center: After-Midterm Election Ramifications and Student Loans

SAN RAMON, Calif., Nov. 16, 2018 /PRNewswire/ -- History has been made with this most recent election period, now drawn to an end and the dust is settling out. Colorado has its first black congressman ...

Published:  Fri, 16 Nov 2018 04:00:00 GMT



More seniors carrying student loan debt into retirement than ever before

WASHINGTON D.C. - The cost of education can last a lifetime, as many people into their 50s and 60s are finding out. According to Federal Reserve, 2.8 million people in the U.S. over the age of 60 are ...

Published:  Fri, 16 Nov 2018 08:39:00 GMT



ATF: Differences in Student Loan Types Can Be Confusing, and May Have Detrimental Consequences for Borrowers Who Are Left With Questions

ROHNERT PARK, Calif., Nov. 16, 2018 /PRNewswire/ -- Sometimes the differences between private and federal student loans, tools often necessary to attend college, aren't made explicitly clear to borrow...

Published:  Fri, 16 Nov 2018 05:09:00 GMT



Skip the Free Snacks and Help Employees Pay Off Their Student Loans Instead

It would be super simple to fill up this column with horrifying statistics about student loan debt in America: we collectively owe $1.5 trillion, which works out to a just shy of $30,000 per borrower. ...

Published:  Thu, 15 Nov 2018 14:49:00 GMT



Student Loan Company Under Fire: 'I Think That's Predatory'

Allyssa Gniadek doesn't know whether to laugh or cry when she pages through her pile of student loan financial documents. "I mean, look at these," she expresses with a loud sigh. In the eight years si...

Published:  Thu, 15 Nov 2018 15:54:00 GMT



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