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Student Loan Consolidation Reviews

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NATIONAL DEBT RELIEF

National Debt Relief is a leading provider of financial solutions, and they have an impressive range of options for both private and federal student loans. This company comes with a strong reputation, maintains a strong "A" rating from the Better Business Bureau, and offers a 100% money back guarantee with their plans. If you're in the market to consolidate and better manage your student loans, National Debt Relief should be your first choice.

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SOFI

SoFi (which is pronounced "SEW-fi", short for "SOcial FInance") is one of the most innovative resources available for both federal and private student loan consolidation. Their user-friendly website, including helpful articles to help students navigate the world of finance, makes it easy to understand all of your options. SoFi is also the only lender we found that offers unemployment protection, which may allow you to suspend your loan repayments for up to 12 months if you lose your job. SoFi should absolutely be on your short list for lenders if you're looking to consolidate your student loans.

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STUDENT LOAN CONSOLIDATOR

Student Loan Consolidator offers both federal and private student loan consolidation. They also offer special options, such as interest-rate reductions and interest-only payments. Additionally, they provide a toll-free number that enables you to contact loan counselors with any questions you might have.

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LENDKEY

LendKey is an online provider of student loan consolidation services with strong customer reviews. Their ability to connect students with community banks and credit unions for both federal and private school loans makes them a good choice for most consumers, though occasional issues with the website may prove frustrating.

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CHASE LOAN CONSOLIDATION

Chase is a leading financial services institution and one you can trust when it comes to federal student loan consolidation. Their online application is quick and easy, and you can find out whether you are eligible for their services within moments. Chase has a professional website that is easy to navigate and use. However, Chase does not quite offer the same level of service as our higher-rated selection.

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WELLS FARGO STUDENT LOAN CONSOLIDATION

Wells Fargo offers competitive loan consolidation for those who are consolidating only private student loans. They do not offer consolidation of Federal loans, which dropped them a bit in our ranking.

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Student Loan Consolidation

Whether you have federal student loans (such as Stafford, PLUS, or Federal Perkins loans) or private student loans, there are a number of student loan consolidation services that can help you consolidate your loans into one single debt. This can result in lower interest rates, and, in some cases, dramatically reduced monthly loan payments.

Many consolidation services offer fixed interest rates for the life of the loan, which can lock in your savings for years to come. This is good since consolidation loans typically have longer terms than other loans - usually anywhere from 10 to 30 years.

A recent study by the National Center for Education Statistics shows that half of all recent college graduates have an average student loan debt of $10,000. For some students, this amount is much higher. Many students receive loans from a variety of sources.

There are many advantages to consolidating all of these loans into a single debt. With interest rates at record lows, you will most likely receive a better rate by consolidating your loans now than when you first got your loans. The second advantage is reducing the number of creditors you have, which makes it easier to keep track of monthly loan payments. Consolidating your student loans into a single debt also simplifies the repayment process, making it less likely that you will default on your loan payments.

There are a number of services available to help you in this process. Some only offer federal student loan consolidation, while others enable you to consolidate both federal and private student loans. Therefore, it is important to make sure that the student loan consolidation service you choose meets your student loan consolidation needs.

Additionally, while some websites provide instant, online loan quotes, other websites do not. You will want to make sure that the service you select provides you with the information you need to make consolidation decisions.

There are a variety of issues to consider when looking for a student loan consolidation plan. Some of these include:

  • Information. Does the website provide adequate information to help you make student loan consolidation decisions?
  • Quality of Service. Does the website provide consolidation solutions that meet your needs?
  • Professionalism. Is the website professional and credible? Does the consolidation service have a strong reputation in the industry?

TopConsumerReviews.com has reviewed the best student loan consolidation programs available today. We hope this information helps you select the student loan consolidation program that's right for you!



Student Loans In The News

Student Loans: What Is Consolidation Vs. Student Loan Refinancing

When it comes to student loans, this is one of the biggest choices. Student loan consolidation or student loan refinancing The decision is an important one, and could mean tens of thousands of dollar...

Published:  Mon, 16 Jul 2018 05:32:00 GMT



Taxpayers Didn't Contract Those Student-Loan Debts

As student-loan debt has doubled in the past decade to $1.4 trillion, perhaps the judges should have some compassion for the taxpayer. As student-loan debt has doubled in the past decade to $1.4 trill...

Published:  Wed, 18 Jul 2018 12:19:00 GMT



Can You Refinance Student Loans

You can refinance student loans. Opportunities to do it have been growing since SoFi, a San Francisco-based lender, began offering student loan refinancing for both federal and private student loans i...

Published:  Tue, 17 Jul 2018 09:03:00 GMT



The Case Against Student Loans: Why Weak Students Should Pay More | Opinion

Total U.S. student debt now stands at $1.5 trillion. Without the support of the federal government, most of this debt would never have been possible. Even so-called unsubsidized student loans are, in ...

Published:  Wed, 18 Jul 2018 09:40:00 GMT



New Bankruptcy Rules Proposed for Student Debtors

Student loans are a hefty burden for many Americans. In recent years, it's been almost impossible to get a court to discharge student loans in bankruptcy. However, while difficult, student loans have ...

Published:  Wed, 18 Jul 2018 07:17:00 GMT



Here's How To Buy A House When You Have Student Loan Debt

So, can you buy your dream house if you have student loan debt The common wisdom is bleak: student loans are preventing borrowers everywhere from living The American Dream. It doesn't have to be that ...

Published:  Wed, 18 Jul 2018 05:32:00 GMT



LendKey and Gradifi Team Up to Help U.S. Employers Offer a Student Loan Refinance Benefit to Employees

Gradifi, a leading provider of student loan and college savings benefits, today said it is now offering access to LendKey's nationwide network of lenders through Gradifi Refi, a student refinance prog...

Published:  Wed, 18 Jul 2018 07:39:00 GMT



Woman wins $33,000 to pay off her student loan debt!

Kathie Lee Gifford and Hoda Kotb host a game show with a big prize: college tuition! The contest is hosted by Michael Torpey from TruTV's "Paid Off." Shannon Lapp works at a nonprofit and plans to ado...

Published:  Wed, 18 Jul 2018 08:26:00 GMT




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