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      April 21, 2018

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Student Loans

  1. College Ave
  2. iHelp
  3. Lending Tree
  4. Discover
  5. Sallie Mae
  6. Wells Fargo

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Student Loans Better Business Bureau Reliability Seal

Apply for Your Student Loan at SunTrust Today As the costs of higher education rise, so does the need for student loans. While some individuals are eligible for federal loans, those loans don't always cover the full cost of getting an education - not just tuition and room/board, but books, laptops, transportation and other expenses. And, people who are ineligible for federal loans don't necessarily have overflowing savings accounts to match their college or university costs.

Private student loans are the way that many students close that gap. On average, students have nearly $40,000 in student loan debt at the time of graduation; without those funds, their aspirations of being a teacher, engineer, or social worker may have been put on hold indefinitely.

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Best Reviews

2018

Student Loan Reviews

5 stars
SunTrust

SUNTRUSTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Although they may not have the same immediate name recognition as some other lenders, SunTrust has an established history in the financial market, particularly with student loans and mortgages. Their two primary student loan products, Custom Choice and Graduate Business School, offer competitive rates and a helpful 1% reduction of your principal as a reward for graduating. SunTrust is our top choice for student loans.
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4.5 stars
College Ave

COLLEGE AVE

College Ave has a great reputation in the student loans market: an "A" rating with the Better Business Bureau, positive customer reviews, and good attention to customer service. Students will appreciate their low interest rates, three-minute application process, and several options for configuring their loan to meet their needs. We highly recommend College Ave for your student loan.
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4 stars
iHelp

I HELP

iHelp uses a wide network of community banks to provide student loans, all serviced by the Student Loan Finance Corporation . While the only available loans are variable-rate products, iHelp has several perks that make them worth considering, particularly the ability to have repayments deferred or forgiven under certain circumstances. Read More... Visit
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3.5 stars
Lending Tree

LENDING TREE

LendingTree helps you find the right student loan by providing you with multiple offers from a variety of lenders - including most of those we reviewed. They also provide a number of easy-to-understand resources, such as articles and videos, to give you the information you need to make a smart decision regarding your student loan. Read More... Visit
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3.5 stars
Discover Student Loans

DISCOVER STUDENT LOANS

Short Among its many financial services, Discover Bank adds student loans to its portfolio. As the first company to offer a cashback bonus on its credit cards, it's no surprise that they offer similar innovative perks with their student loans. Potential borrowers should know that Discover has a less-than-perfect history when it comes to their lending practices and be sure to read the fine print before signing on the dotted line for a student loan.
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2.5 stars
Sallie Mae

SALLIE MAE

No other lender we reviewed can compete with SallieMae's history: more than 34 million Americans helped with college costs since 1972. Interest rates are very competitive, and cosigners can apply to be released after just 12 months of on-time payments, compared with multiple-year requirements of other lenders. On the other hand, hundreds of unhappy borrower reviews describing rude representatives, errors with SallieMae's bookkeeping, and other problems may make it not worth the hassle to apply for your student loan there.
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2 stars
Wells Fargo

WELLS FARGO

Wells Fargo is well-known for its many financial products, from mortgages to investments and more. Their student loans website is easy to use, and they have several ways to lower your interest rates through any other relationships you may already have, such as a checking account or previous loan through Wells Fargo. However, numerous customer reviews describe problems on Wells Fargo's end with accuracy in recording student loan repayments and unhelpful representatives. Read More... Visit
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Continued from above

Fortunately, there are many lenders who want to make it as affordable and simple as possible to complete undergraduate and graduate-level studies. Some represent well-known, established financial institutions, while others work directly with networks of community banks to get much-needed cash into the hands of eager learners.

Comparing offers from lenders can be as easy as going online; in a matter of minutes and mouse clicks, you can see a variety of interest rates, repayment terms, and other details of each program for which you are eligible. This saves you significant time compared with going hat in hand to your local bank or other lending institution, hoping that they will say yes to your loan application.

When deciding on which lender to use for your student loan, you should consider the following factors:

  • Interest rates. The higher your interest rates, the more you pay over the life of the loan. Does the lender have rates that are competitive? Does the lender offer you the choice between fixed and variable rates?
  • Loan terms. What is the repayment term? Does it give you enough time to get a good job and pay it back? Can you pay it off in advance with no penalty?
  • Discounts. Can you get your interest rates lowered by setting up automatic payments from your checking account? Will you get any perks for having a relationship with the lender in other ways, such as a checking account or credit card?
  • Reputation. Some lenders have a solid history of working with borrowers, while others have a not-so-great track record when it comes to customer service after the loan has been disbursed. How does this lender measure up?

TopConsumerReviews.com has reviewed and ranked the best Student Loan providers available today. We hope this information helps you to get the money you need for your studies right away!

5 Signs You're Dealing With A Student Loan Scam

When you look at student loan debt statistics, the picture is pretty scary. With more than $1 trillion in outstanding student loans, it's no surprise that millions of Americans feel trapped. You might be one of those graduates feeling trapped by student ...

Published:  Thu, 19 Apr 2018 12:06:00 GMT



Student Loans: Are You Making Repayment Harder

Most borrowers get funneled into a 10-year-repayment plan - but there are other options. Heading into the workforce saddled with student loan debt can make any new graduate panic. But many borrowers have the power to make their loan payments more ...

Published:  Thu, 19 Apr 2018 07:33:00 GMT



Tax refund got you excited Don't count on it if your student loans are in default

Jamie McKnight, 35, a mother of two, filed her federal tax return in late January, expecting to get a roughly $9,700 refund that would help her pay for rent, health care expenses and other bills. What the Kingston, N.Y., resident didn't anticipate was ...

Published:  Wed, 18 Apr 2018 03:00:00 GMT



What Happens If You Misuse Your Student Loans

Many college students make poor decisions with their student loan refunds - spending the money on noneducational purposes, such as spring break vacations and buying new clothes. Accounts of student loan misuse are easy to find - and usually don't shock ...

Published:  Wed, 18 Apr 2018 07:11:00 GMT



This 24-year-old paid off her student loans in 2 years - here's how she spends her money in a week

Rent: $1,100. (My SO makes about three times my salary, plus a significant bonus, so we split rent 60/40. It's important to me that I feel like I'm paying for my own living expenses, but he always picks up nice dinners, bigger vacation expenses, etc.

Published:  Tue, 17 Apr 2018 12:34:00 GMT



American Financial Benefits Center Encourages Student Loan Borrowers to Consider Next Tax Season Early in Light of New Laws

EMERYVILLE, Calif., April 20, 2018 (Newswire.com) - New tax laws which went into effect at the beginning of 2018 will be reflected in taxpayers' 2019 returns, but it may be wise to start thinking of effects of the laws for personal and family budgeting ...

Published:  Fri, 20 Apr 2018 05:27:00 GMT



When student loan forgiveness plans might not be worth it

NEW YORK (CNNMoney) - I have made five years of income-based student loan payments under the Public Service Loan Forgiveness plan during my residency and fellowship. But now I owe close to $450,000 even though I only borrowed $320,000. I would like to ...

Published:  Fri, 20 Apr 2018 03:16:00 GMT



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