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      January 18, 2020

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  1. College Ave
  2. iHelp
  3. LendingTree
  4. Discover
  5. Sallie Mae
  6. Wells Fargo

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Best Student Loans Better Business Bureau Reliability Seal

Apply for Your Student Loan at SunTrust Today As the costs of higher education rise, so does the need for student loans. While some individuals are eligible for federal loans, those loans don't always cover the full cost of getting an education - not just tuition and room/board, but books, laptops, transportation and other expenses. And, people who are ineligible for federal loans don't necessarily have overflowing savings accounts to match their college or university costs.

Private student loans are the way that many students close that gap. On average, students have nearly $40,000 in student loan debt at the time of graduation; without those funds, their aspirations of being a teacher, engineer, or social worker may have been put on hold indefinitely.

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Best Reviews


2020

Student Loan Reviews

5 stars
SunTrust

SUNTRUSTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Although they may not have the same immediate name recognition as some other lenders, SunTrust has an established history in the financial market, particularly with student loans and mortgages. Their two primary student loan products, Custom Choice and Graduate Business School, offer competitive rates and a helpful 1% reduction of your principal as a reward for graduating. SunTrust is our top choice for student loans.

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4.5 stars
College Ave

COLLEGE AVE

College Ave has a great reputation in the student loans market: an "A" rating with the Better Business Bureau, positive customer reviews, and good attention to customer service. Students will appreciate their low interest rates, three-minute application process, and several options for configuring their loan to meet their needs. We highly recommend College Ave for your student loan.

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4 stars
iHelp

I HELP

iHelp uses a wide network of community banks to provide student loans, all serviced by the Student Loan Finance Corporation . While the only available loans are variable-rate products, iHelp has several perks that make them worth considering, particularly the ability to have repayments deferred or forgiven under certain circumstances.

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3.5 stars
LendingTree

LENDINGTREE

LendingTree helps you find the right student loan by providing you with multiple offers from a variety of lenders - including most of those we reviewed. They also provide a number of easy-to-understand resources, such as articles and videos, to give you the information you need to make a smart decision regarding your student loan.

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3.5 stars
Discover Student Loans

DISCOVER STUDENT LOANS

Short Among its many financial services, Discover Bank adds student loans to its portfolio. As the first company to offer a cashback bonus on its credit cards, it's no surprise that they offer similar innovative perks with their student loans. Potential borrowers should know that Discover has a less-than-perfect history when it comes to their lending practices and be sure to read the fine print before signing on the dotted line for a student loan.

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2.5 stars
Sallie Mae

SALLIE MAE

No other lender we reviewed can compete with SallieMae's history: more than 34 million Americans helped with college costs since 1972. Interest rates are very competitive, and cosigners can apply to be released after just 12 months of on-time payments, compared with multiple-year requirements of other lenders. On the other hand, hundreds of unhappy borrower reviews describing rude representatives, errors with SallieMae's bookkeeping, and other problems may make it not worth the hassle to apply for your student loan there.

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2 stars
Wells Fargo

WELLS FARGO

Wells Fargo is well-known for its many financial products, from mortgages to investments and more. Their student loans website is easy to use, and they have several ways to lower your interest rates through any other relationships you may already have, such as a checking account or previous loan through Wells Fargo. However, numerous customer reviews describe problems on Wells Fargo's end with accuracy in recording student loan repayments and unhelpful representatives.

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Continued from above

Fortunately, there are many lenders who want to make it as affordable and simple as possible to complete undergraduate and graduate-level studies. Some represent well-known, established financial institutions, while others work directly with networks of community banks to get much-needed cash into the hands of eager learners.

Comparing offers from lenders can be as easy as going online; in a matter of minutes and mouse clicks, you can see a variety of interest rates, repayment terms, and other details of each program for which you are eligible. This saves you significant time compared with going hat in hand to your local bank or other lending institution, hoping that they will say yes to your loan application.

When deciding on which lender to use for your student loan, you should consider the following factors:

  • Interest rates. The higher your interest rates, the more you pay over the life of the loan. Does the lender have rates that are competitive? Does the lender offer you the choice between fixed and variable rates?
  • Loan terms. What is the repayment term? Does it give you enough time to get a good job and pay it back? Can you pay it off in advance with no penalty?
  • Discounts. Can you get your interest rates lowered by setting up automatic payments from your checking account? Will you get any perks for having a relationship with the lender in other ways, such as a checking account or credit card?
  • Reputation. Some lenders have a solid history of working with borrowers, while others have a not-so-great track record when it comes to customer service after the loan has been disbursed. How does this lender measure up?

TopConsumerReviews.com has reviewed and ranked the best Student Loan providers available today. We hope this information helps you to get the money you need for your studies right away!

Could Elizabeth Warren really wipe out $1 trillion in student loans in a single stroke?

If she is elected president, Elizabeth Warren has vowed to start wiping out hundreds of billions of dollars in student loans with the stroke of a pen on her first day in office, citing a 1965 federal ...

Published:  Thu, 16 Jan 2020 07:57:00 GMT



House Democrats push through measure to nullify Trump student loan rule

The House on Thursday passed mostly along party lines a measure that would overturn a Trump administration rule rolling back protections for student loan borrowers, but the margin was well short of ...

Published:  Thu, 16 Jan 2020 15:38:00 GMT



House Overturns Student Loan Forgiveness Rule

The U.S. House of Representatives voted Thursday to overturn a key student loan forgiveness rule. Here's what you need to know. The House voted 231-180 to overturn new regulations introduced by U.S.

Published:  Thu, 16 Jan 2020 17:30:00 GMT



Defrauded college students will no longer be taxed on their canceled loans

Student loan borrowers whose education debt has been canceled because their college closed or engaged in fraud will no longer face a tax bill, relief that arrives as applications for forgiveness ...

Published:  Thu, 16 Jan 2020 14:33:00 GMT



Student loan debt is over $1.6 trillion and hardly anyone is paying down their loans

Since the explosion of student loan debt following the Great Recession, annual repayment rates, or the amount of existing balances lowered, have been just 3% ...

Published:  Thu, 16 Jan 2020 15:17:00 GMT



Here Are 25 Rules To Pay Off Student Loans

It's time to pay off your student loans faster. Here's what you need to know. Rule #1: There are four primary ways to manage and repay your student loans. Make sure you understand all your options: ...

Published:  Thu, 16 Jan 2020 07:29:00 GMT



I.R.S. Exempts Some Forgiven Student Loans From Taxes

Borrowers whose schools abruptly shut down or used misleading practices won't have to pay taxes on their forgiven balances. In a decision that will bring relief to tens of thousands of student loan ...

Published:  Thu, 16 Jan 2020 14:00:00 GMT



Former Students of Defunct ITT Tech Receive $95.1 Million Loan Relief

The Education Department is providing loan relief to some 7,800 former students of the ITT Technical Institute, with debts totaling $95.1 million being forgiven by the government years after the giant ...

Published:  Thu, 16 Jan 2020 17:43:00 GMT



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