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      February 21, 2019

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Student Loans

  1. College Ave
  2. iHelp
  3. Lending Tree
  4. Discover
  5. Sallie Mae
  6. Wells Fargo

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Student Loans Better Business Bureau Reliability Seal

Apply for Your Student Loan at SunTrust Today As the costs of higher education rise, so does the need for student loans. While some individuals are eligible for federal loans, those loans don't always cover the full cost of getting an education - not just tuition and room/board, but books, laptops, transportation and other expenses. And, people who are ineligible for federal loans don't necessarily have overflowing savings accounts to match their college or university costs.

Private student loans are the way that many students close that gap. On average, students have nearly $40,000 in student loan debt at the time of graduation; without those funds, their aspirations of being a teacher, engineer, or social worker may have been put on hold indefinitely.

Continue reading below reviews

Best Reviews

2019

Student Loan Reviews

5 stars
SunTrust

SUNTRUSTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Although they may not have the same immediate name recognition as some other lenders, SunTrust has an established history in the financial market, particularly with student loans and mortgages. Their two primary student loan products, Custom Choice and Graduate Business School, offer competitive rates and a helpful 1% reduction of your principal as a reward for graduating. SunTrust is our top choice for student loans. Read More... Visit
Site

4.5 stars
College Ave

COLLEGE AVE

College Ave has a great reputation in the student loans market: an "A" rating with the Better Business Bureau, positive customer reviews, and good attention to customer service. Students will appreciate their low interest rates, three-minute application process, and several options for configuring their loan to meet their needs. We highly recommend College Ave for your student loan. Read More... Visit
Site

4 stars
iHelp

I HELP

iHelp uses a wide network of community banks to provide student loans, all serviced by the Student Loan Finance Corporation . While the only available loans are variable-rate products, iHelp has several perks that make them worth considering, particularly the ability to have repayments deferred or forgiven under certain circumstances.
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Site

3.5 stars
Lending Tree

LENDING TREE

LendingTree helps you find the right student loan by providing you with multiple offers from a variety of lenders - including most of those we reviewed. They also provide a number of easy-to-understand resources, such as articles and videos, to give you the information you need to make a smart decision regarding your student loan. Read More... Visit
Site

3.5 stars
Discover Student Loans

DISCOVER STUDENT LOANS

Short Among its many financial services, Discover Bank adds student loans to its portfolio. As the first company to offer a cashback bonus on its credit cards, it's no surprise that they offer similar innovative perks with their student loans. Potential borrowers should know that Discover has a less-than-perfect history when it comes to their lending practices and be sure to read the fine print before signing on the dotted line for a student loan.
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Site

2.5 stars
Sallie Mae

SALLIE MAE

No other lender we reviewed can compete with SallieMae's history: more than 34 million Americans helped with college costs since 1972. Interest rates are very competitive, and cosigners can apply to be released after just 12 months of on-time payments, compared with multiple-year requirements of other lenders. On the other hand, hundreds of unhappy borrower reviews describing rude representatives, errors with SallieMae's bookkeeping, and other problems may make it not worth the hassle to apply for your student loan there. Read More... Visit
Site

2 stars
Wells Fargo

WELLS FARGO

Wells Fargo is well-known for its many financial products, from mortgages to investments and more. Their student loans website is easy to use, and they have several ways to lower your interest rates through any other relationships you may already have, such as a checking account or previous loan through Wells Fargo. However, numerous customer reviews describe problems on Wells Fargo's end with accuracy in recording student loan repayments and unhelpful representatives. Read More... Visit
Site

Continued from above

Fortunately, there are many lenders who want to make it as affordable and simple as possible to complete undergraduate and graduate-level studies. Some represent well-known, established financial institutions, while others work directly with networks of community banks to get much-needed cash into the hands of eager learners.

Comparing offers from lenders can be as easy as going online; in a matter of minutes and mouse clicks, you can see a variety of interest rates, repayment terms, and other details of each program for which you are eligible. This saves you significant time compared with going hat in hand to your local bank or other lending institution, hoping that they will say yes to your loan application.

When deciding on which lender to use for your student loan, you should consider the following factors:

  • Interest rates. The higher your interest rates, the more you pay over the life of the loan. Does the lender have rates that are competitive? Does the lender offer you the choice between fixed and variable rates?
  • Loan terms. What is the repayment term? Does it give you enough time to get a good job and pay it back? Can you pay it off in advance with no penalty?
  • Discounts. Can you get your interest rates lowered by setting up automatic payments from your checking account? Will you get any perks for having a relationship with the lender in other ways, such as a checking account or credit card?
  • Reputation. Some lenders have a solid history of working with borrowers, while others have a not-so-great track record when it comes to customer service after the loan has been disbursed. How does this lender measure up?

TopConsumerReviews.com has reviewed and ranked the best Student Loan providers available today. We hope this information helps you to get the money you need for your studies right away!

How to Avoid Student Loan Repayment Scams

Americans today struggle with more student loan debt than either credit card debt or automobile debt, according to the Federal Reserve Bank of New York. Unfortunately, this rising debt has also led to ...

Published:  Wed, 20 Feb 2019 08:46:00 GMT



Most Americans With Student Loan Debt Regret It

Congratulations, you got into the college of your dreams. It's an accomplishment, and something to be proud of. Unfortunately, it could also be the beginning of your financial downfall. When you open ...

Published:  Wed, 20 Feb 2019 03:50:00 GMT



Smart Ways to Manage Your Student Loans

Blair Green Thielemier graduated in 2011 from the University of Arkansas for Medical Sciences with a doctorate of pharmacy and $65,000 in federal student loans. She diligently paid more than her ...

Published:  Wed, 20 Feb 2019 10:33:00 GMT



GOP plan aims to take student loan payments from paychecks

A new Republican plan would have student loan payments come right out of borrowers' paychecks. Ali Velshi and Stephanie Ruhle break down the arguments for and against the controversial plan that's mea...

Published:  Wed, 20 Feb 2019 11:50:00 GMT



Should You Refinance Private Student Loans

At NerdWallet, we adhere to strict standards of editorial integrity to help you make decisions with confidence. Many or all of the products featured here are from our partners. Here's how we make mone...

Published:  Tue, 19 Feb 2019 07:42:00 GMT



Where the 2020 candidates stand on student debt and college affordability

In the past, presidential candidates have focused on fixes like streamlining income-driven repayment plans or allowing borrowers to refinance their federal student loans at a lower interest rate. Stud...

Published:  Wed, 20 Feb 2019 09:53:00 GMT



Seriously Delinquent Student Loan Debt

U.S. government-sponsored student loan debt has become an escalating problem for the finances of many American households. The latest household debt report from the New York branch of the Federal Rese...

Published:  Tue, 19 Feb 2019 10:38:00 GMT



How to tackle student loans

In the United States, there are more than 44 million borrowers who collectively owe 1.5 trillion dollars in student loan debt. An average student in the class of 2016 owes around 37,000 dollars. Jessi...

Published:  Tue, 19 Feb 2019 09:40:00 GMT



The Hot New Solution to Student Loans Is Just Taking Money Out of Your Paycheck

If you have student loans in 2019, you also have a somewhat distressingly large number of different ways to pay them back. Besides the standard repayment plan, in which the government calculates a mon...

Published:  Tue, 19 Feb 2019 18:55:00 GMT



Warren: I Would Declare National Emergencies For Climate Change, Gun Violence, Student Loan Debt

Sen. Elizabeth Warren told CBS's "The Late Late Show" on Tuesday that she would declare national emergencies for climate change, gun violence, and student loan debt if she was elected president. Host ...

Published:  Wed, 20 Feb 2019 13:40:00 GMT



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