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      April 22, 2019

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  1. College Ave
  2. iHelp
  3. LendingTree
  4. Discover
  5. Sallie Mae
  6. Wells Fargo

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Student Loans Better Business Bureau Reliability Seal

Apply for Your Student Loan at SunTrust Today As the costs of higher education rise, so does the need for student loans. While some individuals are eligible for federal loans, those loans don't always cover the full cost of getting an education - not just tuition and room/board, but books, laptops, transportation and other expenses. And, people who are ineligible for federal loans don't necessarily have overflowing savings accounts to match their college or university costs.

Private student loans are the way that many students close that gap. On average, students have nearly $40,000 in student loan debt at the time of graduation; without those funds, their aspirations of being a teacher, engineer, or social worker may have been put on hold indefinitely.

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Best Reviews

2019

Student Loan Reviews

5 stars
SunTrust

SUNTRUSTTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Although they may not have the same immediate name recognition as some other lenders, SunTrust has an established history in the financial market, particularly with student loans and mortgages. Their two primary student loan products, Custom Choice and Graduate Business School, offer competitive rates and a helpful 1% reduction of your principal as a reward for graduating. SunTrust is our top choice for student loans. Read More... Visit
Site

4.5 stars
College Ave

COLLEGE AVE

College Ave has a great reputation in the student loans market: an "A" rating with the Better Business Bureau, positive customer reviews, and good attention to customer service. Students will appreciate their low interest rates, three-minute application process, and several options for configuring their loan to meet their needs. We highly recommend College Ave for your student loan. Read More... Visit
Site

4 stars
iHelp

I HELP

iHelp uses a wide network of community banks to provide student loans, all serviced by the Student Loan Finance Corporation . While the only available loans are variable-rate products, iHelp has several perks that make them worth considering, particularly the ability to have repayments deferred or forgiven under certain circumstances.
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3.5 stars
LendingTree

LENDINGTREE

LendingTree helps you find the right student loan by providing you with multiple offers from a variety of lenders - including most of those we reviewed. They also provide a number of easy-to-understand resources, such as articles and videos, to give you the information you need to make a smart decision regarding your student loan. Read More... Visit
Site

3.5 stars
Discover Student Loans

DISCOVER STUDENT LOANS

Short Among its many financial services, Discover Bank adds student loans to its portfolio. As the first company to offer a cashback bonus on its credit cards, it's no surprise that they offer similar innovative perks with their student loans. Potential borrowers should know that Discover has a less-than-perfect history when it comes to their lending practices and be sure to read the fine print before signing on the dotted line for a student loan.
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Site

2.5 stars
Sallie Mae

SALLIE MAE

No other lender we reviewed can compete with SallieMae's history: more than 34 million Americans helped with college costs since 1972. Interest rates are very competitive, and cosigners can apply to be released after just 12 months of on-time payments, compared with multiple-year requirements of other lenders. On the other hand, hundreds of unhappy borrower reviews describing rude representatives, errors with SallieMae's bookkeeping, and other problems may make it not worth the hassle to apply for your student loan there. Read More... Visit
Site

2 stars
Wells Fargo

WELLS FARGO

Wells Fargo is well-known for its many financial products, from mortgages to investments and more. Their student loans website is easy to use, and they have several ways to lower your interest rates through any other relationships you may already have, such as a checking account or previous loan through Wells Fargo. However, numerous customer reviews describe problems on Wells Fargo's end with accuracy in recording student loan repayments and unhelpful representatives. Read More... Visit
Site

Continued from above

Fortunately, there are many lenders who want to make it as affordable and simple as possible to complete undergraduate and graduate-level studies. Some represent well-known, established financial institutions, while others work directly with networks of community banks to get much-needed cash into the hands of eager learners.

Comparing offers from lenders can be as easy as going online; in a matter of minutes and mouse clicks, you can see a variety of interest rates, repayment terms, and other details of each program for which you are eligible. This saves you significant time compared with going hat in hand to your local bank or other lending institution, hoping that they will say yes to your loan application.

When deciding on which lender to use for your student loan, you should consider the following factors:

  • Interest rates. The higher your interest rates, the more you pay over the life of the loan. Does the lender have rates that are competitive? Does the lender offer you the choice between fixed and variable rates?
  • Loan terms. What is the repayment term? Does it give you enough time to get a good job and pay it back? Can you pay it off in advance with no penalty?
  • Discounts. Can you get your interest rates lowered by setting up automatic payments from your checking account? Will you get any perks for having a relationship with the lender in other ways, such as a checking account or credit card?
  • Reputation. Some lenders have a solid history of working with borrowers, while others have a not-so-great track record when it comes to customer service after the loan has been disbursed. How does this lender measure up?

TopConsumerReviews.com has reviewed and ranked the best Student Loan providers available today. We hope this information helps you to get the money you need for your studies right away!

Facing retirement with parent student loans? Transfer them to the kids

Dear Liz: I'm 60. Should I take a $50,000 distribution from my 401(k) to pay down my $146,000 parent Plus college loan and then try to refinance the balance with a private lender at a lower interest ...

Published:  Sun, 21 Apr 2019 11:00:00 GMT



There's a simple rule to determine whether investing while paying off student loan debt is a smart move, according to the experts

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and ...

Published:  Sun, 21 Apr 2019 07:16:00 GMT



Pay Off Student Loans Or Save For Retirement? 11 Ways To Balance Your Financial Goals

Successful accounting, financial planning & wealth management executives from Forbes Finance Council share trends and tips. Share to facebook Share to twitter Share to linkedin With heavy financial ...

Published:  Fri, 19 Apr 2019 05:20:00 GMT



Liz Weston: Who is eligible for student loan foregiveness?

Dear Liz: You recently answered a question from someone who had defaulted on federal student loans. You mentioned ways to get out of default and qualify for income-driven repayment plans that could ...

Published:  Sun, 21 Apr 2019 11:50:00 GMT



An unpaid $1,250 student loan can become thousands more and land you in federal court

The paperwork hit Detroit's federal courthouse on Jan. 2. The Macomb Township woman hadn't made payments on her student loan and Uncle Sam wanted his money back. The court, the suit argued, should ...

Published:  Sat, 20 Apr 2019 08:10:00 GMT



Proposals for solving the federal student loan debt crisis | Opinion

Richard Hunt is president and CEO of the Consumer Bankers Association. The University of Tennessee made news recently with its announcement to offer four-year college tuition at no cost to qualifying ...

Published:  Sat, 20 Apr 2019 19:01:00 GMT



States Tempt Recent College Graduates With Student-Loan Payoffs

Nearly 20 states are trying a new legislative tack to lure recent college graduates: paying off their student loans. The programs, many of which were adopted in the past four years, offer debt ...

Published:  Sat, 20 Apr 2019 08:43:00 GMT



Don't pass up these freebies that come with student loans

This article is reprinted by permission from NerdWallet. Little is free when it comes to student loans. But some private lenders offer complimentary benefits like career coaching and academic help. ...

Published:  Fri, 19 Apr 2019 02:17:00 GMT



One of Mike Busch's final bills would provide protections to student loan borrowers

Wade Davis called Navient's customer service in March, hoping to adjust the payment plan for his student loan. Davis, 36, and a freelance musician seeking full-time employment, said he couldn't commit ...

Published:  Sat, 20 Apr 2019 12:17:00 GMT



Can You Pay Student Loans With 529 Plan Funds?

Fewer than 1 in 5 people have a 529 plan. (Getty Images) First introduced in 1996, 529 college savings plans offer parents a way to save for college expenses for a designated beneficiary. They are ...

Published:  Wed, 17 Apr 2019 09:05:00 GMT



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