TopConsumerReviews.com
      February 19, 2018

Home  >  Travel Insurance  >  Articles

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

Baby Cribs

BBQ Sauce Clubs

Candy Clubs

Dog Beds

Graduation Invitations

Hair Care Products

Makeup

Mystery Shopping

Tickets

Web Hosting

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What Does Travel Insurance Cost

In the last 10 years, travel insurance plans have become more popular with travelers. Travelers are realizing that expensive vacations such as cruises and all-inclusive resort packages are an investment of their hard-earned money, and they want to protect that investment. Furthermore, they're also realizing that the health insurance coverage they may have at home doesn't help them much when they travel outside the U.S.

The cost of travel insurance policies can vary greatly, depending on coverage, terms of the policy and insurance provider. Travel insurance policies, which cover cancellations, interruptions or delays average about 4-8 percent of your total trip costs.

Consider a trip youíve booked with your family for a winter cruise. Then, due to unforeseen weather conditions, you spend much of your vacation time either sleeping on an airport floor or in a hotel airport, shelling out money for extra hotel nights and food not to mention missing your cruise. Investing a small amount in travel insurance will not only reimburse your cost of the cruise but also reimburse you for the extra expenses you incurred due to the cancelled flight.

The costs of coverage and extent of coverage varies greatly between plans and providers. Be sure to go online and look for sites which compare providers and coverage. Make sure you understand what is and isnít covered, cost of the policy as well as what your reimbursement percentage will be. Some plans reimburse 100 percent while others may only reimburse 75 percent.

Another type of insurance to consider purchasing is travel medical insurance. This is a great option for anyone travelling outside of the U.S. as most U.S. health insurance program, including Medicare, do not cover medical costs incurred in foreign countries or on foreign-flagged cruise ships.

Travel medical insurance is priced differently than cancellation insurance. The cost of travel medical insurance is usually priced by the duration of the trip and the extent of coverage. For example, a basic plan for an 8-day trip may cost $30-$50 while a year-long trip out of the country may cost ten times that.

Medical travel insurance policies vary greatly on coverage. Some can be purchased to cover basic medical problems while others offer coverage for emergency evacuation. Others also cover medical events related to specific activities such as scuba diving and skiing.

Travel medical insurance plans can also be compared using sites online. Make sure you understand the coverage and the costs. Also, make sure the policy includes 24-hour contact either by phone or by internet, from anywhere in the world.

With a little research, you can ensure that you purchase the right insurance for your next vacation.

Travel insurance company brings tree houses, beer kegs and creativity to former church

ST. PETERSBURG - Neither the Lutherans who first occupied the 4300 block of Central Avenue, nor the evangelical congregation that followed could ever have imagined tree houses sprouting in their church sanctuary. Yet that's one of the plans of new ...

Published:  Fri, 16 Feb 2018 00:00:00 GMT



5 Common Travel Insurance Questions, Answered

A nationally recognized reporter, writer, and consumer advocate, Ed Perkins focuses on how travelers can find the best deals and avoid scams. He is the author of "Online Travel" (2000) and "Business Travel: When It's Your Money" (2004), the first step-by ...

Published:  Thu, 15 Feb 2018 10:33:00 GMT



Southern Cross Travel Insurance strengthens executive team

Eight months into his role Southern Cross Travel Insurance's Chief Executive Chris White has wasted no time implementing a fresh new approach for the business. He has started with three senior appointments to support the company's vision for growth in ...

Published:  Sun, 18 Feb 2018 14:59:00 GMT



Technavio Announces New Research on the Global Travel Insurance Market

LONDON--(BUSINESS WIRE)-- Market research firm Technavio has announced the release of an updated report on the global travel insurance market. This new report will provide expert market insights for the forecast period 2018-2022. This press release ...

Published:  Fri, 16 Feb 2018 17:07:00 GMT



Travel Troubleshooter: Cruise passenger gets two days in the sick bay for $5,929

Q: I recently took a Mediterranean cruise on Oceania's MS Marina. I bought Allianz Global Assistance trip insurance through my travel agent, and paid $789 for coverage for me and my wife. The travel insurance includes $25,000 medical coverage.

Published:  Fri, 16 Feb 2018 09:06:00 GMT



Wave Season 2018: The Importance of Travel Insurance for Those Booking Cruises Anytime This Year

NEW YORK, N.Y., Feb 6, 2018 (SEND2PRESS NEWSWIRE) - Wave Season, the period when cruise companies provide some of the most attractive deals of the year, is in full swing. As would-be cruisers book their dream vacations, TravelInsurance.com reminds anyone ...

Published:  Thu, 08 Feb 2018 15:58:00 GMT



Travel Insurance Can Cover Winter Storm Travel Woes, says Squaremouth

ST. PETERSBURG, Fla., Feb. 7, 2018 /PRNewswire/ -- Winter Storm Liam is halting flights throughout major travel hubs including Boston, New York, Washington D.C. and Philadelphia, causing many airlines to delay, divert or cancel flights. Leading travel ...

Published:  Wed, 07 Feb 2018 14:03:00 GMT



Travel Troubleshooter: My husband has six weeks to live. Why won't Princess refund our cruise

Marla Osgood, Castle Rock, Washington Answer: I am so, so sorry this is happening to you. Your travel agent should have helped you and your insurance company should have processed your claim, and if it didn't, then Princess should have refunded your ...

Published:  Sun, 11 Feb 2018 16:38:00 GMT



Nib Holdings health insurance profit drops 9.2pc

Nib's adjacent businesses include international students, travel insurance and Nib New Zealand. Nib on Monday issued new full year guidance and expects consolidated UOP for the full year FY18 to be at least $165 million, versus previous estimate of at ...

Published:  Sun, 18 Feb 2018 15:14:00 GMT



Generali Global Assistance Releases 2017 Recap For Travel and Insurance Trends

NEW YORK and SAN DIEGO, Feb. 14, 2018 /PRNewswire/ -- Generali Global Assistance's Travel Insurance division ("the Company), formerly CSA Travel Protection, has released its findings on travel and insurance trends - compiled from the Company's ...

Published:  Wed, 14 Feb 2018 04:00:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure