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      March 18, 2019

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What to Look For in a Travel Insurance Policy

 

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What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

Travel Insurance Market Was Valued US$ 12 billion in 2017 And Expected To Register A CAGR of 4.7% By 2026

Mar 18, 2019 (WiredRelease via COMTEX) -- The global travel insurance market was valued at nearly US$ 12 billion in 2017, and is expected to register a CAGR of 4.7%. The report offers in-depth ...

Published:  Sun, 17 Mar 2019 23:43:00 GMT



Royal Caribbean Works Around New York Travel Insurance Issue

All New York state residents can purchase travel insurance through Royal Caribbean. Photo: NAN728 / Shutterstock.com. New York State residents and travel advisors can once again book travel insurance ...

Published:  Mon, 18 Mar 2019 06:56:00 GMT



Is travel insurance worth it

You're online and ready to buy an airline ticket, but before you can checkout, the airline's website pushes you to spend a little more to buy travel insurance to protect against delays and ...

Published:  Wed, 06 Mar 2019 09:24:00 GMT



A Small Travel Insurance Change That Could Save Your Next Vacation

When I think of pre-existing medical conditions and travel insurance, Richard Cutler's case comes to mind. After a flare-up of his arthritic condition, "which made my hands, wrists and feet swell," he ...

Published:  Sat, 16 Mar 2019 08:21:00 GMT



Record travel insurance claims expected after grounding of Boeing 737 Max jets

Travel insurance claims advocates at InsureMyTrip are gearing up for a record number of claims following the grounding of Boeing 737 Max jets nationwide. "This is a very rare occurrence and we ...

Published:  Thu, 14 Mar 2019 12:37:00 GMT



Pluto is travel insurance aimed at millennials

Pitched as "travel insurance for people who don't like insurance," U.K.-based Pluto Insurance is officially launching today with an online travel insurance product targeting millennials.

Published:  Tue, 12 Mar 2019 06:48:00 GMT



Concerns Over Boeing 737 Max 8 and Max 9 Spur Travel Insurance Demand, According to InsureMyTrip

Passengers concerned about flight issues and the limitations of airline compensation can utilize travel insurance for the following flight-related scenarios: Flight Delay or Cancellation - when a ...

Published:  Wed, 13 Mar 2019 13:59:00 GMT



Travel insurance: Think early, not later

As you plan your 2019 travels, think about insurance needs early. Buying within two weeks or so before you make your first advance payment lets you avoid one of the most vexing insurance problems: ...

Published:  Tue, 12 Mar 2019 03:09:00 GMT



This Teacher Read Every Page of Her Travel Insurance Policy - and a $10,000 Prize Was Hidden in the Fine Print

In school, we are all taught to read the fine print. Or at least read all the way through agreements before signing off. But, as adults, confronted with lines upon lines of text, our eyes glaze over, ...

Published:  Thu, 07 Mar 2019 04:00:00 GMT



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