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What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

Know all about student travel insurance

As a student preparing to go abroad, buying student travel insurance should be at the top of your to-do list. Not only is it prudent to buy good insurance cover, in most countries which are popular ...

Published:  Sun, 08 Dec 2019 18:25:47 GMT



Travel Insurance: Do you need it?

The Thompsons had great plans for their cruise. But a four-hour flight delay forced them to miss the ship. The Thompsons found out the travel insurance they bought didn't cover flight delays. Other ...

Published:  Mon, 09 Dec 2019 05:04:00 GMT



Vodafone launches travel insurance for Vodafone Cash Subscribers

Vodafone Ghana in partnership with StarLife Assurance Company has launched a travel companion for its Vodafone Cash subscribers following the launch of its recent Vodafone Cash Agent Insurance product ...

Published:  Sat, 07 Dec 2019 00:38:00 GMT



John Hancock Travel Insurance Now Available Through TravelInsurance.com

BOSTON, Dec. 5, 2019 /PRNewswire/ - John Hancock Insurance Agency, Inc. is now distributing travel insurance through TravelInsurance.com, a popular travel insurance comparison website. TravelInsurance ...

Published:  Thu, 05 Dec 2019 16:01:00 GMT



Travel Insurance Market May Set New Growth Story | Allianz, Munich RE, Generali, AXA, Hanse Merkur

Dec 07, 2019 (HTF Market Intelligence via COMTEX) -- An extensive analysis of the Global Travel Insurance market strategy of the leading companies in the precision of import/export consumption, supply ...

Published:  Sat, 07 Dec 2019 06:39:00 GMT



Business Travel Insurance Market Overview with Demographic Data and Industry Growth Trends through 2025

Dec 06, 2019 (Innovative Reports via COMTEX) -- Business travel insurance provides insurance cover for the purpose of business trips of a customer or for an organization. In addition, it provides risk ...

Published:  Fri, 06 Dec 2019 02:33:00 GMT



Why travel insurance is crucial for cruises or foreign travel

How to protect yourself And it is not just delayed flights you need to worry about, according to travel agents. If you get sick on a cruise, on a Caribbean island, or in Europe, will your health ...

Published:  Fri, 06 Dec 2019 13:48:00 GMT



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