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What to Look For in a Travel Insurance Policy

 

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What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

Travel insurance company brings tree houses, beer kegs and creativity to former church

ST. PETERSBURG - Neither the Lutherans who first occupied the 4300 block of Central Avenue, nor the evangelical congregation that followed could ever have imagined tree houses sprouting in their church sanctuary. Yet that's one of the plans of new ...

Published:  Fri, 16 Feb 2018 00:00:00 GMT



5 Common Travel Insurance Questions, Answered

A nationally recognized reporter, writer, and consumer advocate, Ed Perkins focuses on how travelers can find the best deals and avoid scams. He is the author of "Online Travel" (2000) and "Business Travel: When It's Your Money" (2004), the first step-by ...

Published:  Thu, 15 Feb 2018 10:33:00 GMT



Southern Cross Travel Insurance strengthens executive team

Eight months into his role Southern Cross Travel Insurance's Chief Executive Chris White has wasted no time implementing a fresh new approach for the business. He has started with three senior appointments to support the company's vision for growth in ...

Published:  Sun, 18 Feb 2018 14:59:00 GMT



Technavio Announces New Research on the Global Travel Insurance Market

LONDON--(BUSINESS WIRE)-- Market research firm Technavio has announced the release of an updated report on the global travel insurance market. This new report will provide expert market insights for the forecast period 2018-2022. This press release ...

Published:  Fri, 16 Feb 2018 17:07:00 GMT



Travel Troubleshooter: Cruise passenger gets two days in the sick bay for $5,929

Q: I recently took a Mediterranean cruise on Oceania's MS Marina. I bought Allianz Global Assistance trip insurance through my travel agent, and paid $789 for coverage for me and my wife. The travel insurance includes $25,000 medical coverage.

Published:  Fri, 16 Feb 2018 09:06:00 GMT



Wave Season 2018: The Importance of Travel Insurance for Those Booking Cruises Anytime This Year

NEW YORK, N.Y., Feb 6, 2018 (SEND2PRESS NEWSWIRE) - Wave Season, the period when cruise companies provide some of the most attractive deals of the year, is in full swing. As would-be cruisers book their dream vacations, TravelInsurance.com reminds anyone ...

Published:  Thu, 08 Feb 2018 15:58:00 GMT



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