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      November 14, 2018

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What to Look For in a Travel Insurance Policy

When making reservations and bookings for your vacation, consider making one more purchase to protect your financial investment: consider purchasing travel insurance. Travel insurance policies come with a variety of options. Make sure you get the policy to cover your needs and your situation.

Health insurance options: If youíll be travelling outside the U.S., you may want to research purchasing travel insurance that will cover medical costs. Most traditional health insurance plans do not cover medical expenses incurred in foreign countries. Travel insurance with a medical coverage policy can help cover your costs, including those associated with transporting you back to the U.S. If you need special transportation, some of these policies will also cover a medical staff escort.

Trip cancellation and interruption: This is basic coverage. You should consider purchasing this insurance anytime the cost of travel exceeds the cost of the insurance. This insurance will reimburse your costs if you are unable to take your vacation due to illness, injury or other reasons specifically covered by the policy.

Trip cancellation coverage not only reimburses you if you have to cancel, it also reimburses you if your travel provider has to cancel your vacation. This plan will cover you if the travel provider, resort or cruise line goes out of business before your trip occurs but after youíve paid for it. All your costs will be reimbursed. Another example is if youíre travelling to the beach and your resort is in the path of a hurricane or has been damaged by a hurricane, you can cancel your nonrefundable vacation plan and be reimbursed. This insurance has to be purchased 24 hours before the hurricane has been named.

Interruption or delay coverage can offer you protection in the event of unforeseen travel delays that affect your travel. For example, if you are delayed in reaching your resort, hotel or cruise ship due to airplane flights that have been late or cancelled due to weather, interruption or delay coverage will protect you from losing any money youíve paid and help you cover additional costs associated with your travel such as additional nights in a hotel or additional flight costs.

Donít purchase this type of insurance from your travel provider. That means, if youíre going on a cruise, donít purchase this from the cruise line company because if the cruise line goes out of business, thereís a good chance their insurance will also.

Instead, go online and carefully research different plans and insurance providers. There are a few reliable online sites which compare plans, options and price points for you. A little research will help you learn what to look for in travel insurance.

New Survey Finds More Than 75-percent of Travelers Experience Travel Mishaps, Yet Few Protect Themselves with Travel Insurance

NEW YORK, N.Y., Nov. 14, 2018 (SEND2PRESS NEWSWIRE) - A new survey conducted by travel insurance comparison site TravelInsurance.com found that even though travelers are concerned with travel disrupti...

Published:  Wed, 14 Nov 2018 06:00:00 GMT



Planning an adventure holiday READ the insurance fine print

Travel insurance policies don't generally cover adventurous or sporting activities like bungee jumping, paragliding, mountain climbing, or white water rafting, which fall under hazardous activities, s...

Published:  Mon, 12 Nov 2018 19:26:00 GMT



Travel Insurance Coverage for California Wildfires Explained

ST. PETERSBURG, Fla., Nov. 13, 2018 /PRNewswire/ --California's catastrophic wildfires are threatening the homes of over 13 million residents and forcing evacuations in major metropolitan areas. With ...

Published:  Tue, 13 Nov 2018 08:45:00 GMT



Despite Record Disruptions, Most Travelers Still Don't Opt for Insurance

According to the survey, more than half of consumers have never purchased travel insurance and two thirds of those who have never purchased it have never even considered it. Photo: Shutterstock.com. D...

Published:  Wed, 14 Nov 2018 05:49:00 GMT



Travel Insurance market examined in new research report

Travel Insurance Market helps in understanding the key product segments and their future Growth in tourism is the prime factor that drives the travel insurance market. In order to analyze the world tr...

Published:  Tue, 13 Nov 2018 03:39:00 GMT



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