Best Reviews TopConsumerReviews.com Best Travel Insurance Best Reviews
Best Reviews
      November 12, 2019

Home  >  Travel Insurance  >  Insure My Trip vs Seven Corners

Best

Travel Insurance

  1. RoamRight
  2. Insure My Trip
  3. Travel Insurance
  4. Allianz Travel
  5. Travel Guard
  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

Ballroom Dancing Lessons

Copyright Registration

Drum Lessons

Health Insurance

Keto Diets

Painting Lessons

Self Publishing Companies

Teeth Whiteners

VOIP Services

Wedding Planning Software

Wedding Websites

Wills

 

Individual Reviews

Squaremouth

Roam Right

Insure My Trip

Travel Insurance

Allianz Travel

Travel Guard

Quote Wright

World Nomads

Travel Insurance Center

Seven Corners

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance Can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Insure My Trip vs Seven Corners

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Insure My Trip and Seven Corners.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2019

Travel Insurance Reviews

4 stars
Insure My Trip

INSURE MY TRIP Visit Site

Insure My Trip has come a long way, with a sleek new format to their website that brings them much closer to the top when compared with other companies.

The first question you'll have to answer is your destination, which was unique. From there, you'll be asked the usual questions about your travel dates, ages and state of residence of any travelers, and so forth - pretty standard so far.

Then, we really were blown away by Insure My Trip's results page. Right at the top, we were shown three recommended plans selected by their SMART algorithm: one matching the top coverage, one that was middle-of-the-road, and a third that was best for the budget (almost like the story of the Three Bears). There were a total of 14 different insurance companies represented in our quote; in general, Insure My Trip offers policies through 20 providers.

And, above the results, there was a place to select any must-haves for our policy: Cancel for Work Reasons, Cancel for Any Reason, Pre-Existing Condition Waiver, and so on. That made it very easy to make sure we got the policy we needed.

Finally, within the results list, each policy had a rating from 1 to 5 stars, along with numerous customer reviews (one policy, the Generali Global Assistance Standard plan, had over 7,000 reviews!). Every policy had an "Add to compare" button, so that we could easily keep track of our preferred options.

Insure My Trip gives you a review period; if you buy your policy and then find something you don't like in the fine print, you can cancel and get your money back. The terms and length of that period vary according to the provider, policy, and by your state of residence, so do check the fine print.

We also got a helpful live chat pop-up when we got to our quote results page; we could ask a licensed agent any questions we had about the policies. This level of customer support is also shown in Insure My Trip's "Anytime Advocates": if you make a claim that's denied by the insurance company, you'll be assigned a representative that will work on your behalf to understand the denial and even help with your appeal process. According to the Insure My Trip site, this advocacy program saved travelers over one million dollars since its inception in 2009!

Everything about our experience using the Insure My Trip site for our travel insurance left us feeling informed and impressed. We're confident you'll be able to quickly find the policy that best meets your needs, and that you'll have plenty of support should you need to file a claim.

Visit Site

2.5 stars
Seven Corners

SEVEN CORNERS Visit Site

Based in Indiana, Seven Corners offers a wide variety of policies that they service themselves. In fact, Seven Corners is the preferred partner for AmeriCorps volunteers and was the only site we saw that offered unique coverage like Faculty/Student Travel Insurance and Visitor/Immigrant Insurance for people visiting or immigrating to the U.S.

To begin your quote, choose the blue button for either domestic or international coverage. If you're traveling domestically, you'll be asked if you're a US resident, visiting the US for business or pleasure, immigrating to the US, or a Student/Faculty member on a visa. For international travel, you'll need to indicate if you're traveling for less than or more than a year. As you select the descriptions that correspond to your travel insurance coverage needs, you'll be taken to a simple summary of the plans that match your trip.

Seven Corners offers three basic levels of coverage:

  • Roundtrip Economy
  • RoundTrip Choice
  • RoundTrip Elite

At the bottom of your results page, you'll find an easy-to-understand comparison chart of the benefits of each coverage level. On our results, we were told that we were not eligible for the Choice package; it was only when we scrolled down that we saw the fine print indicating that Seven Corners' Choice plan is not available in Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, or Washington - so, if you live in one of those 11 states, you essentially have only the highest and lowest tiers of coverage to choose from.

Once you choose from the available plans in your area, you'll be given options for customizing your coverage, such as Rental Car Damage and Flight Accident. The Seven Corners site doesn't make it easy to determine details like what reasons would be covered for cancellation; we had to click through several screens to get to the list, and then we couldn't find any options for popular upgrades like Cancel for Work Reasons or Cancel for Any Reason. If those are important to you, you may not find them with Seven Corners.

And, if customer reviews are any indication, there's another thing you may not find with this company: paid claims and support from their customer service department. While we found many reviews that were happy with Seven Corners' website, policies, and coverage, that satisfaction rating fell through the floor when we looked at customers who actually had to make a claim. We found dozens of complaints that said that their claims for covered reasons were denied, delayed, or just ignored altogether.

Given that the company only offers their own policies, and that their service on those policies has a less-than-stellar reputation, we can't recommend Seven Corners as one of our top choices for your travel insurance needs. We strongly suggest that you consider the higher-rated travel insurance sites in our review.

Visit Site

Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

I've always thought travel insurance was a scam - but it saved me $124 my first time using it

I had heard horror stories of Amtrak delays before, so when I booked a cross-country trip the $17 seemed like a worthwhile investment.

Published:  Sat, 09 Nov 2019 10:15:00 GMT



Opinion: Not having a comprehensive travel insurance cover can pinch you hard

Failing to buy travel insurance for your international trip can surely turn into a nightmare, and no one else can right now better understand this than the family of Pragya Paliwal, a 30-year-old ...

Published:  Mon, 11 Nov 2019 00:22:00 GMT



All Your Questions About Cruise Travel Insurance, Answered

Happily, you can buy peace of mind in the form of cruise travel insurance, which industry experts say is nearly always a smart bet-and a small price to pay for the protection it provides. Not only ...

Published:  Mon, 28 Oct 2019 12:59:00 GMT



How to Travel During Retirement

Think about getting travel and health insurance. One downer about retirement travel is that health issues are more likely to delay a trip than in younger years. For a pricier vacation, it may be worth ...

Published:  Sun, 10 Nov 2019 16:28:00 GMT



How Admiral Insurance and Tmwi slid into the winter sports travel market

Tmwi was commended for "Travel, leisure and sports marketing strategy' at The Drum Content Awards 2019 for its 'Ski Festival' campaign for Admiral Insurance. In this case study, the agency reveals the ...

Published:  Thu, 07 Nov 2019 04:25:00 GMT



Holiday Travel Deals: Don't Forget Travel Insurance

TravelInsurance.com reminds travelers that flash sales and limited-time offers can lead to impulse travel purchases, making travel insurance even more critical for those scoring a last-minute travel ...

Published:  Mon, 04 Nov 2019 12:20:00 GMT



4 Best Credit Cards for Travel Insurance Benefits

That's $750 toward travel when you redeem through Chase Ultimate Rewards® . But it's the travel insurance benefits that really set the Chase Sapphire Reserve® apart. Let's start with the trip ...

Published:  Mon, 04 Nov 2019 16:25:00 GMT



Comtravo Raises $23 Million for Business Trip Management: Travel Startup Funding This Week

a white-label travel insurance provider, a short-term rental manager that uses master leases in Asia, and a student travel service. Each week we round up travel startups that have recently received or ...

Published:  Fri, 08 Nov 2019 02:00:00 GMT



Travel Insurance: Do You Really Need It? Absolutely, Say FlightHub and JustFly

MONTREAL, Oct. 29, 2019 /CNW/ - Travel insurance is the least sexy part of traveling. There's nothing fun or interesting about it. What Exactly Is Travel Insurance? Travel insurance is easy to ...

Published:  Tue, 29 Oct 2019 19:05:00 GMT



What Credit Card Travel Insurance Doesn't Cover

Many credit cards offer travel insurance. While rental car coverage and trip cancellation insurance seem attractive among a bulleted list of perks, there's more to the story. Here's what you need to ...

Published:  Tue, 29 Oct 2019 17:10:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure