Best Reviews TopConsumerReviews.com Best Travel Insurance Best Reviews
Best Reviews
      August 22, 2019

Home  >  Travel Insurance  >  Insure My Trip vs Travel Insurance Center

Best

Travel Insurance

  1. RoamRight
  2. Insure My Trip
  3. Travel Insurance
  4. Allianz Travel
  5. Travel Guard
  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

Cellulite

Cruise Vacations

Colon Cleansers

Keto Diets

Olive Oil Clubs

Online Fitness

Personal Trainers

Pet Meds

Popular Diets

Printer Ink

 

Individual Reviews

Squaremouth

Roam Right

Insure My Trip

Travel Insurance

Allianz Travel

Travel Guard

Quote Wright

World Nomads

Travel Insurance Center

Seven Corners

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance Can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Insure My Trip vs Travel Insurance Center

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Insure My Trip and Travel Insurance Center.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2019

Travel Insurance Reviews

4 stars
Insure My Trip

INSURE MY TRIP Visit Site

Insure My Trip has come a long way, with a sleek new format to their website that brings them much closer to the top when compared with other companies.

The first question you'll have to answer is your destination, which was unique. From there, you'll be asked the usual questions about your travel dates, ages and state of residence of any travelers, and so forth - pretty standard so far.

Then, we really were blown away by Insure My Trip's results page. Right at the top, we were shown three recommended plans selected by their SMART algorithm: one matching the top coverage, one that was middle-of-the-road, and a third that was best for the budget (almost like the story of the Three Bears). There were a total of 14 different insurance companies represented in our quote; in general, Insure My Trip offers policies through 20 providers.

And, above the results, there was a place to select any must-haves for our policy: Cancel for Work Reasons, Cancel for Any Reason, Pre-Existing Condition Waiver, and so on. That made it very easy to make sure we got the policy we needed.

Finally, within the results list, each policy had a rating from 1 to 5 stars, along with numerous customer reviews (one policy, the Generali Global Assistance Standard plan, had over 7,000 reviews!). Every policy had an "Add to compare" button, so that we could easily keep track of our preferred options.

Insure My Trip gives you a review period; if you buy your policy and then find something you don't like in the fine print, you can cancel and get your money back. The terms and length of that period vary according to the provider, policy, and by your state of residence, so do check the fine print.

We also got a helpful live chat pop-up when we got to our quote results page; we could ask a licensed agent any questions we had about the policies. This level of customer support is also shown in Insure My Trip's "Anytime Advocates": if you make a claim that's denied by the insurance company, you'll be assigned a representative that will work on your behalf to understand the denial and even help with your appeal process. According to the Insure My Trip site, this advocacy program saved travelers over one million dollars since its inception in 2009!

Everything about our experience using the Insure My Trip site for our travel insurance left us feeling informed and impressed. We're confident you'll be able to quickly find the policy that best meets your needs, and that you'll have plenty of support should you need to file a claim.

Visit Site

2.5 stars
Travel Insurance Center

TRAVEL INSURANCE CENTER Visit Site

Travel Insurance Center is one of several brands owned by Senior Market Sales, Inc. - and, as the name suggests, their target market for their products is the 50-and-up set. No worries if you are younger than that; they've still got travel insurance for you too.

This site is less polished than most of the travel insurance companies we reviewed. You start by entering the usual information about your trip, such as dates of travel, trip cost, and age of traveler(s). From there, you'll be taken to a grid with all of the plans that meet your needs. In our quote, there were a total of 9 different providers, such as AIG, Travel Insured, and Trawick International. The prices quoted were competitive with other providers. We didn't like that, for some policies, we had to click to see the price details rather than seeing them listed directly in the results chart. It was also confusing to have to click on multiple footnotes to see all of the different exclusions and other details for each policy.

We also got lost with the different tabs on our results page. We started out looking at Trip Protection plans, but several of the quotes had no coverage for trip cancellation. Then, there were additional tabs for Travel Medical, Emergency Evacuation, Global Insurance Benefits and Accidental Death. Would we have to piece together multiple insurance policies to cover those needs as well? The site didn't make it easy to answer that question. (Although we thought it was interesting to see that there are policies that specifically cover Kidnap/Ransom and War Risk.)

On the plus side, Travel Insurance Center's parent company has been in business for several decades and has an A+ rating as an accredited business with the BBB. Also, their customer service department is easily reached via toll-free number or email five days a week, for those who want to talk to an agent in person before deciding on an insurance plan for their travels.

Travel Insurance Center is trustworthy and reputable - but just not as sleek and up-to-date as many of the other companies we checked out.

Visit Site

Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

What's the difference between travel insurance and trip 'protection'?

If you don't know the difference between travel insurance and trip protection, talk to Christopher Benson. He learned about that the hard way. When Benson and his wife, Betty, planned a trip to Paris, ...

Published:  Fri, 16 Aug 2019 05:30:00 GMT



This Is When Travel Insurance Is Worth It-And When It Isn't

You're planning a big cruise for next year-or maybe you're just flying to see relatives for Thanksgiving. When is it worth it to get travel insurance? What does travel insurance cover? You can get two ...

Published:  Tue, 13 Aug 2019 16:13:00 GMT



How to Buy Travel Insurance When You Have a Pre-Existing Condition

A nationally recognized reporter, writer, and consumer advocate, Ed Perkins focuses on how travelers can find the best deals and avoid scams. He is the author of "Online Travel" (2000) and "Business ...

Published:  Fri, 16 Aug 2019 10:13:00 GMT



The Travel Insurance Market in Europe is Estimated to Account for Major Revenue Share of US$ 5,384.0 Mn

New York, NY, Aug 19, 2019 (WiredRelease): According to Latest analysis, Travel Insurance Market has witnessed Revolutionary Growth in Global Market and is projected to succeed in new levels of ...

Published:  Mon, 19 Aug 2019 05:47:00 GMT



Don't procrastinate: Buying travel insurance early gives consumers better protection

SAN FRANCISCO (KGO) -- Do you buy travel insurance? AAA reported last year it was selling 20% more travel insurance policies. Here in the Bay Area, InsureMyTrip.Com says younger travelers are the ...

Published:  Fri, 16 Aug 2019 19:18:00 GMT



What's the difference between travel insurance and trip 'protection'? More than you may realize

What's the difference between travel insurance and trip 'protection'? More than you may realize Travelers considering travel insurance may be tempted to buy a less expensive waiver or trip protection ...

Published:  Fri, 16 Aug 2019 04:36:00 GMT



31 Secrets About Travel Insurance Only Insiders Know

Whether it's a quick weekend getaway or a big family vacation, traveling can get pricey and complicated. That's why travel insurance is often a great idea. Getting the right policy is vital ...

Published:  Fri, 16 Aug 2019 02:40:00 GMT



Kiplinger's Personal Finance: When your credit card's travel insurance isn't enough

If you're taking an inexpensive trip, the cancellation and delay protections folded into a travel credit card will probably suffice. But if you're making a large deposit on a blowout vacation or ...

Published:  Sat, 10 Aug 2019 19:00:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure