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      November 16, 2018

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  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

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Travel Insurance vs Travel Insurance Center

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Travel Insurance and Travel Insurance Center.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2018

Travel Insurance Reviews

4 stars
Travel Insurance

TRAVEL INSURANCE Visit Site

Travel Insurance offers plans from 11 different insurance companies: not as many as our first-place site, but still an impressive range that will cover the needs of practically any traveler.

Start your quote by answering basic questions like trip cost and travel dates; all of the questions are helpfully located all on one page (compared with several other sites that make you go through several pages in the quote process). You'll be given an initial results page; our trip particulars resulted in 17 plans that matched our needs. From there, if you have specific features in mind - Trip Cancellation, Pre-Existing Condition Exclusion Waiver, and so forth - you'll be able to check those boxes to further filter your results. You can also sort your results in a number of ways, such as by price, provider, or customer reviews - just be aware that you may not see this sort option if you don't have the browser window at full size. v

Travel Insurance gets high marks for showing customers at a glance the kind of details they want to know right away: customer reviews, basic coverage details and limits, A.M. Best ratings, and percentage of customers who would recommend each plan. You can also click the Add to Compare button for all of the plans that look like a good choice for your trip coverage.

If you need help from their customer service department, you can use Travel Insurance's toll-free number from 9a-8- Monday through Friday (though the site doesn't specify which time zone that covers).

This leads us to one small drawback with using Travel Insurance as your comparison site: there's no indication that they offer any support should you need to make a claim. In fact, on the Claims page, you'll only find the contact information for each of their providers, but nothing that says that Travel Insurance will help you make your claim (or contest the decision if your claim is denied). To be more competitive with our top-ranked services, we'd love to see Travel Insurance offer something to the people who purchase through their site.

On the other hand, we were very impressed with the number of positive ratings from customers: more than 30,000 at the time of our review! Granted, most of the customer comments talked about the easy-to-use website and the affordable coverage; few mentioned anything about how claims were handled or how customer service representatives managed concerns or questions. But, with 98% of all Travel Insurance customers recommending the service, we're sure you'll have a good experience using their site to find a policy that fits your travel plans.

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2.5 stars
Travel Insurance Center

TRAVEL INSURANCE CENTER Visit Site

Travel Insurance Center is one of several brands owned by Senior Market Sales, Inc. - and, as the name suggests, their target market for their products is the 50-and-up set. No worries if you are younger than that; they've still got travel insurance for you too.

This site is less polished than most of the travel insurance companies we reviewed. You start by entering the usual information about your trip, such as dates of travel, trip cost, and age of traveler(s). From there, you'll be taken to a grid with all of the plans that meet your needs. In our quote, there were a total of 9 different providers, such as AIG, Travel Insured, and Trawick International. The prices quoted were competitive with other providers. We didn't like that, for some policies, we had to click to see the price details rather than seeing them listed directly in the results chart. It was also confusing to have to click on multiple footnotes to see all of the different exclusions and other details for each policy.

We also got lost with the different tabs on our results page. We started out looking at Trip Protection plans, but several of the quotes had no coverage for trip cancellation. Then, there were additional tabs for Travel Medical, Emergency Evacuation, Global Insurance Benefits and Accidental Death. Would we have to piece together multiple insurance policies to cover those needs as well? The site didn't make it easy to answer that question. (Although we thought it was interesting to see that there are policies that specifically cover Kidnap/Ransom and War Risk.)

On the plus side, Travel Insurance Center's parent company has been in business for several decades and has an A+ rating as an accredited business with the BBB. Also, their customer service department is easily reached via toll-free number or email five days a week, for those who want to talk to an agent in person before deciding on an insurance plan for their travels.

Travel Insurance Center is trustworthy and reputable - but just not as sleek and up-to-date as many of the other companies we checked out.

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Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

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