TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.
With over one million insured customers, Squaremouth is no lightweight when it comes to travel insurance. With over 15 years in the travel insurance industry under their belt, Squaremouth has been internationally acknowledged as having one of the best customer service teams in the world. And, with more than 10,000 positive reviews from happy customers, this company stands out as the best travel insurance company.
One helpful feature of the Squaremouth site is the prominently-featured list of Current Events. You may not be aware that certain situations are not covered unless you purchase your travel insurance before the occur; named storms, transportation strikes, and acts of terrorism are just a few of these types of events. Squaremouth makes sure you know what's going on worldwide, so you can be better informed about your travels and your insurance coverage.
There are a number of features why Squaremouth leads the pack in terms of travel insurance. Some of these include:
Getting your quote is easy. After answering a few questions, such as the date of your trip, where you're going, and how many people you'd like to cover with your insurance, Squaremouth quickly narrows down the 100+ travel insurance policies to just the ones that fit your trip. You'll also be asked the trip cost, and whether or not you want to include cancellation coverage. If you're trying to book a multi-trip policy or coverage for a group, be sure to click on those links in the box at the top of the quote page.
Fun fact: as you enter your details, you can see how many other travelers Squaremouth has insured who match your demographic. There were almost 100,000 people in our age group, 27,500 who had the same trip cost, 760 that were going to our destination country, and 61,000 people from our state of residence. Squaremouth isn't kidding when they say, "We insure people like you"!
After Squaremouth processed our information, we were given a list of 21 policies that matched our needs. We liked that Squaremouth also makes it possible to see the policies for which we were ineligible for various reasons (such as purchasing our policy too many days after making the initial deposit). You can use the filters on the left side of the page to narrow down the options by specific coverage, like Cancel for any Reason and Medical Evacuation; the most common filters are listed at the top, and you can scroll down to find more detailed filters like Money Back Guarantee (under Other Benefits) or Sports (Hazardous and/or Amateur).
At the top of the results page, you can easily sort all of your results by cost, provider, popularity/reviews, or even by a particular coverage aspect like Cancel for Work Reasons. It just can't get any easier to find the right policy at the right price.
Because of their extensive selection of providers and policies, ironclad commitment to their customers, and streamlined search features, Squaremouth is our favorite site for purchasing travel insurance. They earn our ighest rating for the best travel insurance.
Based in Indiana, Seven Corners offers a wide variety of policies that they service themselves. In fact, Seven Corners is the preferred partner for AmeriCorps volunteers and was the only site we saw that offered unique coverage like Faculty/Student Travel Insurance and Visitor/Immigrant Insurance for people visiting or immigrating to the U.S.
To begin your quote, choose the blue button for either domestic or international coverage. If you're traveling domestically, you'll be asked if you're a US resident, visiting the US for business or pleasure, immigrating to the US, or a Student/Faculty member on a visa. For international travel, you'll need to indicate if you're traveling for less than or more than a year. As you select the descriptions that correspond to your travel insurance coverage needs, you'll be taken to a simple summary of the plans that match your trip.
Seven Corners offers three basic levels of coverage:
At the bottom of your results page, you'll find an easy-to-understand comparison chart of the benefits of each coverage level. On our results, we were told that we were not eligible for the Choice package; it was only when we scrolled down that we saw the fine print indicating that Seven Corners' Choice plan is not available in Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, or Washington - so, if you live in one of those 11 states, you essentially have only the highest and lowest tiers of coverage to choose from.
Once you choose from the available plans in your area, you'll be given options for customizing your coverage, such as Rental Car Damage and Flight Accident. The Seven Corners site doesn't make it easy to determine details like what reasons would be covered for cancellation; we had to click through several screens to get to the list, and then we couldn't find any options for popular upgrades like Cancel for Work Reasons or Cancel for Any Reason. If those are important to you, you may not find them with Seven Corners.
And, if customer reviews are any indication, there's another thing you may not find with this company: paid claims and support from their customer service department. While we found many reviews that were happy with Seven Corners' website, policies, and coverage, that satisfaction rating fell through the floor when we looked at customers who actually had to make a claim. We found dozens of complaints that said that their claims for covered reasons were denied, delayed, or just ignored altogether.
Given that the company only offers their own policies, and that their service on those policies has a less-than-stellar reputation, we can't recommend Seven Corners as one of our top choices for your travel insurance needs. We strongly suggest that you consider the higher-rated travel insurance sites in our review.
Best Travel Insurance
To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Squaremouth and Seven Corners.
Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!
When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.
Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.
Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.
There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!
When Should You Buy Travel Insurance?
If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.
Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.
Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.
Here are a couple of tips on when you should buy travel insurance.
There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!
Travel Insurance In The News
ST. PETERSBURG, Fla., March 21, 2019 /PRNewswire/ -- The number of travelers insuring their spring break trips is at an all-time high, increasing by 17% over last year, according to Squaremouth data. ...
Published: Thu, 21 Mar 2019 09:56:00 GMT
Deal or no deal The UK leaving the EU, with or without a deal, will change the way Brits travel to and from the UK. What does Brexit mean for our holidays And how will it affect travel insurance ...
Published: Thu, 21 Mar 2019 04:55:00 GMT
When you book flights online, you're typically prompted to buy travel insurance. Same with cruises and tours. Should you buy the insurance What will it cover Equally important, what won't it cover, ...
Published: Tue, 19 Mar 2019 18:29:00 GMT
When I think of pre-existing medical conditions and travel insurance, Richard Cutler's case comes to mind. After a flare-up of his arthritic condition, "which made my hands, wrists and feet swell," he ...
Published: Sat, 16 Mar 2019 08:21:00 GMT
THORNHILL, ON, March 20, 2019 /CNW/ - CAA Travel Insurance has added a new feature to its Trip Cancellation and Interruption Coverage to include bookings made through alternative lodging ...
Published: Wed, 20 Mar 2019 11:35:00 GMT
Mar 18, 2019 (WiredRelease via COMTEX) -- The global travel insurance market was valued at nearly US$ 12 billion in 2017, and is expected to register a CAGR of 4.7%. The report offers in-depth ...
Published: Sun, 17 Mar 2019 23:43:00 GMT
All New York state residents can purchase travel insurance through Royal Caribbean. Photo: NAN728 / Shutterstock.com. New York State residents and travel advisors can once again book travel insurance ...
Published: Mon, 18 Mar 2019 06:56:00 GMT
The key players of the Travel Insurance market are making moves like product launches, joint ventures, developments, merges and accusations which is affecting the Travel Insurance market and Insurance ...
Published: Thu, 21 Mar 2019 01:29:00 GMT
Pitched as "travel insurance for people who don't like insurance," U.K.-based Pluto Insurance is officially launching today with an online travel insurance product targeting millennials.
Published: Tue, 12 Mar 2019 06:48:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.