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Travel Insurance vs Quote Wright

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TRAVEL INSURANCE

Travel Insurance offers plans from 11 different insurance companies: not as many as our first-place site, but still an impressive range that will cover the needs of practically any traveler.

Start your quote by answering basic questions like trip cost and travel dates; all of the questions are helpfully located all on one page (compared with several other sites that make you go through several pages in the quote process). You'll be given an initial results page; our trip particulars resulted in 17 plans that matched our needs. From there, if you have specific features in mind - Trip Cancellation, Pre-Existing Condition Exclusion Waiver, and so forth - you'll be able to check those boxes to further filter your results. You can also sort your results in a number of ways, such as by price, provider, or customer reviews - just be aware that you may not see this sort option if you don't have the browser window at full size. v

Travel Insurance gets high marks for showing customers at a glance the kind of details they want to know right away: customer reviews, basic coverage details and limits, A.M. Best ratings, and percentage of customers who would recommend each plan. You can also click the Add to Compare button for all of the plans that look like a good choice for your trip coverage.

If you need help from their customer service department, you can use Travel Insurance's toll-free number from 9a-8- Monday through Friday (though the site doesn't specify which time zone that covers).

This leads us to one small drawback with using Travel Insurance as your comparison site: there's no indication that they offer any support should you need to make a claim. In fact, on the Claims page, you'll only find the contact information for each of their providers, but nothing that says that Travel Insurance will help you make your claim (or contest the decision if your claim is denied). To be more competitive with our top-ranked services, we'd love to see Travel Insurance offer something to the people who purchase through their site.

On the other hand, we were very impressed with the number of positive ratings from customers: more than 30,000 at the time of our review! Granted, most of the customer comments talked about the easy-to-use website and the affordable coverage; few mentioned anything about how claims were handled or how customer service representatives managed concerns or questions. But, with 98% of all Travel Insurance customers recommending the service, we're sure you'll have a good experience using their site to find a policy that fits your travel plans.

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QUOTE WRIGHT

QuoteWright was started by professionals who started their careers with the first provider of Travel Insurance in the United States. The company's goal is to provide "old-fashioned quality" in their service to the customer. So, how well do they deliver?

Given the outdated look and feel of the site - including "Recent Blog Posts" dated three years before our review - it seems like QuoteWright leans a little heavily on the "old-fashioned" label. You won't find any current travel advisories, up-to-date advice for travelers, or many of the other features seen on competitor websites.

You will find the same basic quote process used by most travel insurance providers: enter your trip details (number of travelers and their ages, state of residence, trip cost, and so on) and you'll be taken to an easy-to-understand comparison chart with the plans that QuoteWright has available for you. For our trip, they offered plans through 6 different providers - all well-known insurance brands, but fewer to choose from than other comparison services.

We appreciate that QuoteWright has a solid reputation with the Better Business Bureau, and that they offer responses to customer questions via toll-free phone and live chat (10am-5:30pm Eastern Time), as well as via email from 7A-10P 7 days a week. But, they get left in the dust by most other travel insurance companies, who offer a much more comprehensive experience with helpful information and more providers to choose from.

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Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Travel Insurance and Quote Wright.

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!



When Should You Buy Travel Insurance?

If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.

Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.

Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.

Here are a couple of tips on when you should buy travel insurance.

  • You should consider buying travel insurance anytime the cost of the trip is more than the cost of the insurance. For example, if you're purchasing a $75 nonrefundable airline ticket, you probably don't want to invest in travel insurance that protects you from trip cancellation or interruption. However, if you've purchased a cruise vacation or all-inclusive resort stay for $3,000 - $10,000, you may want to protect that investment by purchasing travel insurance just in case you have to cancel due to illness, family emergencies, or other reasons. Travel insurance packages can also protect you in case the cruise line or resort experiences financial problems, such as going out of business between the time you pay for the trip and the time you get there. Be certain not to purchase this insurance from the cruise line or resort, as your coverage will be worthless if they go out of business.
  • You should purchase travel insurance whenever you travel outside the U.S. Whether you're traveling by cruise ship or by airplane, your health insurance may or may not cover any medical expenses you incur outside of the United States. This includes travelling on "foreign-flagged" cruise ships. If you're travelling in U.S. waters on a foreign-flagged cruise ship, your medical insurance may not cover you if you become sick or injured. Travel insurance companies that offer medical coverage can also help facilitate any medical payments needed while in a foreign country, act as your advocate, and help cover costs associated with transporting you back home for medical reasons.

There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!

 



Travel Insurance In The News

Travel Troubleshooter: Trip Mate denied my travel insurance claim

Dear Travel Troubleshooter: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, with a return flight from Rome to Chicago. We bought insurance, also through Ch...

Published:  Sun, 15 Jul 2018 08:03:00 GMT



Martin Lewis: How to get the best travel insurance on the market

As many of us set upon our annual summer holidays, we all want the best currency deal. But where do we find it Martin Lewis gives us the lowdown - plus the best cards, their rates and how to avoid th...

Published:  Mon, 16 Jul 2018 04:04:00 GMT



Travel Troubleshooter | Her travel-insurance claim was denied. Is there any hope for a refund

Q: My husband and I booked a flight on Air Canada from Chicago to Copenhagen with a return from Rome to Chicago, through CheapOair. We bought insurance, also through CheapOair, with Trip Mate. We had ...

Published:  Mon, 09 Jul 2018 07:00:00 GMT



When is travel insurance worth it

One client was traveling to Asia, farther than he'd ever ventured. Another had booked a tour of Morocco, which she feared might be canceled due to instability in the region. Travel agent Sharon Estel ...

Published:  Thu, 05 Jul 2018 12:59:00 GMT



Travel Troubleshooter: Claim on insurance was denied

Question: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, Denmark, with a return flight from Rome to Chicago. We bought insurance, also through CheapOair, ...

Published:  Fri, 13 Jul 2018 09:01:00 GMT



The Top 5 Reasons Travel Insurance Claims are Denied

ST. PETERSBURG, Fla., July 11, 2018 /PRNewswire/ -- Anything can happen to ruin a vacation. That's why each year hundreds of thousands of people buy travel insurance. However, some travelers find thei...

Published:  Wed, 11 Jul 2018 10:24:00 GMT



Travel Troubleshooter: A rare success story with travel insurance and a pre-existing condition

Q: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, Denmark, with a return flight from Rome to Chicago. We bought insurance, also through CheapOair, with Tr...

Published:  Fri, 06 Jul 2018 05:30:00 GMT



Travel Insurance Market Growth Report, Segments, Product Type, Application and Key Trends forecast to 2023

Travel Insurance protects businesses and residences against natural disasters such as earthquakes, floods and hurricanes, and against man-made disasters such as terrorist attacks. Travel Insurance mar...

Published:  Sat, 14 Jul 2018 02:50:00 GMT



Five reasons why your travel insurance won't cover you

So you've checked everything off your travel checklist - flight tickets, hotel bookings, visa, currency and, finally, travel insurance. Now you can travel with complete peace of mind, right Not just ...

Published:  Sat, 14 Jul 2018 11:33:07 GMT



AffordableTours.com Selects Arch RoamRight to Offer Travel Insurance

Stafford, TX, July 14, 2018 --(PR.com)-- Arch RoamRight, a leading travel insurance provider helping travelers to Venture Farther and Travel Smarter, and AffordableTours.com, one of the nation's large...

Published:  Sat, 14 Jul 2018 06:29:00 GMT




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