TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.
Travel Insurance offers plans from 11 different insurance companies: not as many as our first-place site, but still an impressive range that will cover the needs of practically any traveler.
Start your quote by answering basic questions like trip cost and travel dates; all of the questions are helpfully located all on one page (compared with several other sites that make you go through several pages in the quote process). You'll be given an initial results page; our trip particulars resulted in 17 plans that matched our needs. From there, if you have specific features in mind - Trip Cancellation, Pre-Existing Condition Exclusion Waiver, and so forth - you'll be able to check those boxes to further filter your results. You can also sort your results in a number of ways, such as by price, provider, or customer reviews - just be aware that you may not see this sort option if you don't have the browser window at full size. v
Travel Insurance gets high marks for showing customers at a glance the kind of details they want to know right away: customer reviews, basic coverage details and limits, A.M. Best ratings, and percentage of customers who would recommend each plan. You can also click the Add to Compare button for all of the plans that look like a good choice for your trip coverage.
If you need help from their customer service department, you can use Travel Insurance's toll-free number from 9a-8- Monday through Friday (though the site doesn't specify which time zone that covers).
This leads us to one small drawback with using Travel Insurance as your comparison site: there's no indication that they offer any support should you need to make a claim. In fact, on the Claims page, you'll only find the contact information for each of their providers, but nothing that says that Travel Insurance will help you make your claim (or contest the decision if your claim is denied). To be more competitive with our top-ranked services, we'd love to see Travel Insurance offer something to the people who purchase through their site.
On the other hand, we were very impressed with the number of positive ratings from customers: more than 30,000 at the time of our review! Granted, most of the customer comments talked about the easy-to-use website and the affordable coverage; few mentioned anything about how claims were handled or how customer service representatives managed concerns or questions. But, with 98% of all Travel Insurance customers recommending the service, we're sure you'll have a good experience using their site to find a policy that fits your travel plans.
If you're planning a trip that includes high-risk sports, activities, or adventures, World Nomads is one of the few places where most of them will be covered as part of their standard policy - though the riskier ones do require you to upgrade to their Explorer package. Here are some of the activities they do cover in the event of an injury:
Explorer (also includes everything in the Standard package)
In fact, the only activities we found that were specifically excluded from any coverage were Base Jumping, High-Altitude Mountaineering.
One huge restriction with World Nomads: you have to be under 70 years of age to be eligible for their policies, eliminating any older adventurers from getting their next bungee jump or safari covered. Another drawback is that there is no coverage at all for pre-existing conditions; most of their competitors cover such conditions as long as the insurance is purchased within a certain amount of time prior to travel.
World Nomads does have fewer coverage options overall; you only get to choose between the Standard and Explorer levels of coverage, which limits you to the following:
Missing from World Nomads' coverage is any option to "cancel for any reason" or "cancel for work reasons" - so if you get scheduled for a work conference or lose your job and can't afford your adventure, you'll be out of luck.
On the other hand, a big perk that World Nomads offers is the ability to get coverage while traveling: in other words, if you're on a fabulous trek through the Australian outback and decide to extend your trip, World Nomads can also extend your insurance coverage. We were able to get a policy for travel that started on the following day.
Also, when we looked for coverage for a trip starting in 8 months, we were also able to get a quote - a vast improvement over World Nomads' previous coverage, which only allowed for trips with start dates ranging from two weeks to three months from the date the quote was requested.
In short, for one particular type of traveler - the adventurous sort - World Nomads is an excellent choice for travel insurance. But, for the average trip-taker, they will probably find a more comprehensive range of policies with another provider.
Best Travel Insurance
To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth comparison of Travel Insurance and World Nomads.
Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!
When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.
Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.
Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.
There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!
When Should You Buy Travel Insurance?
If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.
Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.
Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.
Here are a couple of tips on when you should buy travel insurance.
There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!
Travel Insurance In The News
Last week, a Norovirus outbreak aboard a Royal Caribbean cruise ship sickened hundreds and forced the ship to return home a day earlier than scheduled. This caused a wave of questions and concerns ...
Published: Tue, 15 Jan 2019 12:57:00 GMT
ST. PETERSBURG, Fla., Jan. 15, 2019 /PRNewswire/ -- Last week, a Norovirus outbreak aboard a Royal Caribbean cruise sickened hundreds and forced the ship to return to port early, spurring a wave ...
Published: Tue, 15 Jan 2019 11:33:00 GMT
A lot of travelers are still opting against travel insurance, despite most of them experiencing a flight delay. Photo: Shutterstock.com. Berkshire Hathaway is now offering a brand new product for crui...
Published: Tue, 15 Jan 2019 06:52:00 GMT
Category: Market Research Publishers and RetailersCompany about: ReportsWeb is a one stop shop of market research reports and solutions to various companies across the globe. We help our clients in th...
Published: Sun, 13 Jan 2019 22:47:00 GMT
More travelers are expected to buy travel insurance in 2019, especially younger travelers ages 25 to 44. The Berkshire Hathaway Travel Protection's annual State of Travel Insurance research report unc...
Published: Sun, 13 Jan 2019 02:05:00 GMT
The rise in tourism, stringent government regulations, and rise in travel by baby boomers have propelled demand for travel insurance in Europe. Furthermore, a notable increase in the number of busines...
Published: Mon, 14 Jan 2019 11:28:00 GMT
My travel companion and I bought two Groupons for the "Greek Highlights: Athens, Mykonos & Santorini Upgrade." We purchased an additional two nights, airfare from St. Louis and insurance with Great Va...
Published: Sun, 13 Jan 2019 08:00:00 GMT
... to where it is today by offering innovative personal and business insurance solutions and exemplary insurance services for car, home, travel, and personal accident benefit insurance products. For ...
Published: Tue, 15 Jan 2019 11:50:00 GMT
Working with select independent agents, Berkley One offers home, automobile, fine art and collectibles, excess liability and travel insurance. With this launch, Berkley One also extends its flood insu...
Published: Mon, 14 Jan 2019 22:44:00 GMT
Consider the following: About RBC Insurance RBC Insurance Â® offers a wide range of life, health, home, auto, travel, wealth and reinsurance advice and solutions, as well as creditor and business insur...
Published: Tue, 15 Jan 2019 04:00:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.