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Travel Insurance Reviews

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SQUAREMOUTH

Squaremouth offers travel insurance policies from 23 different providers, with a total of over 100 plans to choose from. This comparison site puts the industry's best travel insurance coverage at your fingertips with a few clicks of the mouse, making sure you get the protection you need at the best price. Squaremouth is our top choice for your travel insurance needs.

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ROAM RIGHT

RoamRight offers their own travel insurance plans, which are underwritten by top-ranked company Arch Insurance. If you're looking for quick payouts on claims and a fantastic reputation within the travel insurance market, RoamRight should be on your list of companies to consider. Just be aware that you may not have as many options as with other providers.

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INSURE MY TRIP

Insure My Trip has worked hard to earn your travel insurance business, from their newly-updated website to a comprehensive yet easy-to-use quote process that lets you quickly compare policies from 20 different providers. Insure My Trip is an excellent choice for your next travel insurance policy.

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TRAVEL INSURANCE

Travel Insurance is an easy-to-use comparison site that sells policies from 11 insurance providers. Their quote process will give you fast results, matching you with coverage in a range of prices. Be aware, however, that Travel Insurance does not offer support if you need to make a claim; you'll need to contact the coverage provider directly.

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ALLIANZ

Allianz is a reputable company, often included on sites that sell policies from multiple providers. Their website is easy to use, offering 4 multi-trip plans and 5 single-trip plans. Though their selection is limited only to Allianz plans, you can find reliable travel insurance with this company.

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TRAVEL GUARD

Travel Guard has been a key player in the travel insurance marketplace for many years. Their website is to-the-point, without a lot of the bells and whistles of competitor sites. Travel Guard also only offers three base plans, limiting your options strictly to what they have to offer, but their reputation for great coverage makes them a good choice for travel insurance.

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QUOTE WRIGHT

QuoteWright is a comparison site that gives you quotes from several different insurance providers. The site is not as flashy or as up-to-date as many of their competitors, but the quote process is straightforward.

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WORLD NOMADS

World Nomads is a great choice for people under age 70 who want coverage for higher-risk activities like skydiving or rock climbing. But, for the average traveler, their travel insurance policies may not provide enough options to cover a wider range of needs.

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TRAVEL INSURANCE CENTER

Travel Insurance Center is a trusted name within the travel insurance industry. But, with an outdated website and confusing process for selecting a policy, Travel Insurance Center ranks low among providers of travel insurance.

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SEVEN CORNERS

Seven Corners has been serving travelers for nearly 25 years and gets high marks from customers for the ease of the purchasing process. Unfortunately, their satisfaction score plummets during the claims process, with numerous reports of late or denied claims, even for supposedly covered reasons.

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Best Travel Insurance

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!



When Should You Buy Travel Insurance?

If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.

Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.

Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.

Here are a couple of tips on when you should buy travel insurance.

  • You should consider buying travel insurance anytime the cost of the trip is more than the cost of the insurance. For example, if you're purchasing a $75 nonrefundable airline ticket, you probably don't want to invest in travel insurance that protects you from trip cancellation or interruption. However, if you've purchased a cruise vacation or all-inclusive resort stay for $3,000 - $10,000, you may want to protect that investment by purchasing travel insurance just in case you have to cancel due to illness, family emergencies, or other reasons. Travel insurance packages can also protect you in case the cruise line or resort experiences financial problems, such as going out of business between the time you pay for the trip and the time you get there. Be certain not to purchase this insurance from the cruise line or resort, as your coverage will be worthless if they go out of business.
  • You should purchase travel insurance whenever you travel outside the U.S. Whether you're traveling by cruise ship or by airplane, your health insurance may or may not cover any medical expenses you incur outside of the United States. This includes travelling on "foreign-flagged" cruise ships. If you're travelling in U.S. waters on a foreign-flagged cruise ship, your medical insurance may not cover you if you become sick or injured. Travel insurance companies that offer medical coverage can also help facilitate any medical payments needed while in a foreign country, act as your advocate, and help cover costs associated with transporting you back home for medical reasons.

There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!

 



Travel Insurance In The News

What travel insurance REALLY means. *Warning*: graphic content

I don't blog. In fact the thought of sharing anything about *me* makes me shudder with thoughts of narcissistic loathing. However, there comes a time in every man's life when something fucks him off s...

Published:  Tue, 17 Jul 2018 08:32:00 GMT



New travel insurance for vacation ownership, resorts and hospitality

July 17, 2018 08:14 ET | Source: Travelex Insurance Services Inc. OMAHA, Neb., July 17, 2018 (GLOBE NEWSWIRE) -- An expanded portfolio of travel insurance plans designed for vacation ownership, travel ...

Published:  Tue, 17 Jul 2018 05:24:00 GMT



Travel Troubleshooter | Her travel-insurance claim was denied. Is there any hope for a refund

Q: My husband and I booked a flight on Air Canada from Chicago to Copenhagen with a return from Rome to Chicago, through CheapOair. We bought insurance, also through CheapOair, with Trip Mate. We had ...

Published:  Mon, 09 Jul 2018 07:00:00 GMT



When is travel insurance worth it

One client was traveling to Asia, farther than he'd ever ventured. Another had booked a tour of Morocco, which she feared might be canceled due to instability in the region. Travel agent Sharon Estel ...

Published:  Thu, 05 Jul 2018 12:59:00 GMT



Travel Troubleshooter: Trip Mate denied my travel insurance claim

Dear Travel Troubleshooter: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, with a return flight from Rome to Chicago. We bought insurance, also through Ch...

Published:  Sun, 15 Jul 2018 08:03:00 GMT



EU Watchdog Launches Probe Into Travel Insurance Sector

Law360, London (July 17, 2018, 5:14 PM BST) -- Europe's top insurance regulator said on Tuesday that it is reviewing how well insurance firms are protecting consumers who buy travel insurance, as it l...

Published:  Tue, 17 Jul 2018 09:42:00 GMT



The Top 5 Reasons Travel Insurance Claims are Denied

ST. PETERSBURG, Fla., July 11, 2018 /PRNewswire/ -- Anything can happen to ruin a vacation. That's why each year hundreds of thousands of people buy travel insurance. However, some travelers find thei...

Published:  Wed, 11 Jul 2018 10:24:00 GMT



Travel Troubleshooter: A rare success story with travel insurance and a pre-existing condition

Q: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, Denmark, with a return flight from Rome to Chicago. We bought insurance, also through CheapOair, with Tr...

Published:  Fri, 06 Jul 2018 05:30:00 GMT



Travel Troubleshooter: Claim on insurance was denied

Question: My husband and I booked a flight through CheapOair on Air Canada from Chicago to Copenhagen, Denmark, with a return flight from Rome to Chicago. We bought insurance, also through CheapOair, ...

Published:  Fri, 13 Jul 2018 09:01:00 GMT




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