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If you've ever gotten a travel insurance policy through a travel agent, it's likely you're familiar with Travel Guard. Backed by insurance giant AIG, Travel Guard is one of the best-known companies within the industry.
They currently offer 3 basic plans for your travel insurance needs:
To get your quote, you'll need to enter your destination, whether you're traveling by air or sea, the dates of your trip, and the trip cost. From there you'll be taken to a results page showing your options for all 3 available plans. For our quote, children were included at no additional cost for the Silver and Gold plans but not for the Platinum package - it seems that the highest level of coverage would have the most benefits, but apparently not.
The Platinum and Gold coverage both had Cancel for Any Reason as an optional upgrade, and all three plans offered a Pre-existing Condition Waiver if coverage was purchased within a specific timeframe of the initial deposit (usually 15 days).
One interesting limitation is that all travelers must live in the state of residence entered. We're not sure how this would work for grandparents traveling with grandkids who live in another state or for friends traveling together who live on opposite sides of the country.
Travel Guard enjoys an A+ rating as an accredited business with the BBB and has been in operation for nearly 40 years. Their reputation is positive, as shown by the fact that many comparison travel insurance sites include Travel Guard policies. But, shopping directly through Travel Guard does limit you to only 3 base plans that may not have all of the options you could get through a higher-ranked travel insurance site.
Best Travel Insurance
To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth Travel Guard Review.
Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!
When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.
Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.
Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.
There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:
TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!
When Should You Buy Travel Insurance?
If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.
Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.
Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.
Here are a couple of tips on when you should buy travel insurance.
There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!
Travel Insurance In The News
MILWAUKEE -- Travel insurance can come in handy if you have a problem on a trip that results in cancellations, delays, or other costly issues. But, not all plans are equal, and it is important that yo...
Published: Tue, 19 Feb 2019 16:10:00 GMT
HONG KONG, Feb. 18, 2019 /PRNewswire/ -- Starr Insurance Cos. announced the launch of a Facebook Messenger Chatbot to sell single trip and annual travel insurance via social platform in Hong Kong.
Published: Sun, 17 Feb 2019 18:44:00 GMT
The world of travel insurance can be overwhelming, with myriad policies to choose from, each of them with their own small print clauses ready to scupper you when you find yourself in a bind abroad. He...
Published: Mon, 18 Feb 2019 08:21:39 GMT
With years of state litigation and negotiation behind them, travel insurance companies and underwriters are looking to customize - and compete more. Photo: Shutterstock The travel insurance industry i...
Published: Sun, 17 Feb 2019 21:08:00 GMT
Ed Hewitt started traveling with his family at the age of 10 and has since visited dozens of countries on six continents. He wrote for IndependentTraveler.com for more than 20 years, producing hundred...
Published: Mon, 11 Feb 2019 11:00:00 GMT
DALLAS - Most seniors have more free time for leisure activities including travel, but money is tighter when the paychecks stop at retirement. Retirees who want to travel can make those trips more aff...
Published: Wed, 06 Feb 2019 12:47:00 GMT
NEW YORK, N.Y., Feb. 15, 2019 (SEND2PRESS NEWSWIRE) - Scrolling through the Instagram feeds of famous celebrities might lead to the belief that stars never experience the same travel mishaps that ordi...
Published: Fri, 15 Feb 2019 07:00:00 GMT
With the collapse of Flybmi over the weekend, independent financial information business Defaqto warns that over two-fifths of travel insurance policies offer no protection for airline failure leaving ...
Published: Tue, 19 Feb 2019 14:52:00 GMT
INDIANAPOLIS, Ind. - Travel medical insurance is something 75% of Americans never buy when travelling overseas. It's something commonly bought around the world and Americans are finally ...
Published: Fri, 15 Feb 2019 03:01:00 GMT
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