Best Reviews TopConsumerReviews.com Best Travel Insurance Best Reviews
Best Reviews
      October 1, 2020

Home  >  Travel Insurance  >  Allianz Travel Review

Best

Travel Insurance

  1. RoamRight
  2. Insure My Trip
  3. Travel Insurance
  4. Allianz Travel
  5. Travel Guard
  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

Your Information Is Secure
The Budget Travel Guide Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!

Latest Reviews

Auto Loans

Babysitters

Christmas Cards

Credit Counseling

DUI Lawyers

Fruit Clubs

Home Brew Beer Supplies

Homeschool Supplies

Music Publishing

Senior Care

 

Individual Reviews

Squaremouth

Roam Right

Insure My Trip

Travel Insurance

Allianz Travel

Travel Guard

Quote Wright

World Nomads

Travel Insurance Center

Seven Corners

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance Can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Allianz Travel Review

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth Allianz Travel Review.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2020

Travel Insurance Reviews

3.5 stars
Allianz Travel

ALLIANZ TRAVEL

Visit Site

Did you know that you could have your trip insured by the same company that covered the Wright Brothers' first flight and the construction of the Golden Gate Bridge? It's possible! Allianz Travel has been protecting adventurers, endeavors, and everyday travelers for more than 100 years.

A variety of plans

Allianz Travel offers a total of nine different insurance policies, five covering single trips and four annual plans for multiple trips within a 365-day period (as opposed to a calendar year). These plans range from coverage for domestic trips with only cancellation and trip interruption benefits, through the maximum coverage for international trips with substantial emergency benefits. Both the Prime and Premier plans include free coverage for children 17 and under when traveling with a parent or grandparent.

The process for getting a quote is easy: enter your travel information, including traveler ages, dates of your trip, and total cost, and you'll be taken to a page with the plans that match your needs. When we entered our trip details, we were only offered two of the five single-trip plans, Premier and Prime; the Cancellation Plus plan didn't apply to our international trip, and we weren't given the option to choose the Basic or the Emergency Medical plans.

Pricing comparable

The prices we were quoted were comparable to similar plans with other providers, though Allianz Travel was slightly higher. We also didn't find any options for including "Cancel for Any Reason" or "Cancel for Work Reasons", which can be important for some travelers. When you get your matching policy page, you can click on the "Covered Reasons" button towards the bottom - you can then check to see if each policy has the coverage you want.

Allianz Travel customers have great things to say about their travel insurance, especially in the case of a claim. Hundreds of reviews praise Allianz Travel for courteous, knowledgeable customer service representatives who helped customers to get claims filed and paid very quickly.

Coverage alerts

We also like the Coverage Alerts feature on the bottom of the site, helping travelers understand which current events have already been established and thus are not included in coverage purchased after that date (such as named hurricanes or winter storms, travel alerts, and international incidents). You may also enjoy the featured articles on the main Allianz Travel page, from comparing Travel vs. Travel Health insurance to practical jokes for making unpacking a little more humorous.

Allianz Travel has a great reputation in the travel insurance industry, and their website is easy to use. But, with only 9 total plans to choose from, and limited options for add-ons like Cancel for Work Reasons, they don't quite keep up with some of the more comprehensive sites we checked out.

Visit Site

Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Do You Have Too Much Travel Insurance?

When Brice Hagood moved to Europe, he wanted to make sure he had enough travel insurance. He went with a pricey type of travel insurance called expatriate insurance that also covered auto and medical.

Published:  Fri, 25 Sep 2020 04:21:00 GMT



Don't assume travel insurance covers COVID-related claims: How to find the right provider

If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related ...

Published:  Tue, 29 Sep 2020 02:19:00 GMT



The Best Travel Insurance For Your Holiday Vacation Trip

American travelers are looking forward to the holiday travel period like nothing else in recent memory. But given the pandemic health concerns, they're also trying to find the best travel insurance ...

Published:  Sat, 19 Sep 2020 06:20:00 GMT



Airlines Add COVID-19 Insurance - Why You Should Still Consider Travel Insurance

Traveler's concerns have changed drastically in 2020 and many now worry about contracting COVID-19 if they decide to travel abroad. Some airlines have responded by offering free "COVID insurance" with ...

Published:  Thu, 01 Oct 2020 05:05:00 GMT



Planning holiday travel this year? Here's what to know about travel insurance.

You might want to think about travel insurance if you are flying during the holiday season this year. But where do you begin?

Published:  Tue, 29 Sep 2020 18:23:00 GMT



Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure