Best Reviews TopConsumerReviews.com Best Travel Insurance Best Reviews
Best Reviews
      January 22, 2019

Home  >  Travel Insurance  >  Roam Right Review

Best

Travel Insurance

  1. RoamRight
  2. Insure My Trip
  3. Travel Insurance
  4. Allianz Travel
  5. Travel Guard
  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

Bunk Beds

Charm Bracelets

Dating Sites

Eczema

Flower Delivery

Fruit Baskets

Guitar Lessons

Hair Loss

Menopause Relief

Online Stock Brokers

Watches

 

Individual Reviews

Squaremouth

Roam Right

Insure My Trip

Travel Insurance

Allianz Travel

Travel Guard

Quote Wright

World Nomads

Travel Insurance Center

Seven Corners

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Roam Right Review

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth Roam Right Review.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2019

Travel Insurance Reviews

4.5 stars
Roam Right

ROAMRIGHT Visit Site

For almost 50 years, Arch Insurance has been a trusted business, as evidenced by an A+ rating as an accredited business with the BBB. They offer many levels of travel insurance under their brand name of RoamRight: everything from just the basic coverage for domestic travels through multi-trip policies that protect the most avid globetrotters.

Take a look at their list of products on the Travel Insurance Info tab. There, you can see an overview of each of their policy types, to determine what kind you need for your travels. In a nutshell, RoamRight's policies are:

  • Essential: Trip Cancellation, Trip Interruption, Missed Connection/Itinerary Change, Trip Delay, Emergency Accident/Sickness/Medical Expense, Emergency Evacuation/Repatriation, Political Evacuation, Baggage and Personal Effects, Baggage Delay Coverage
  • Preferred: includes the same coverage as the Essential, plus Accidental Death/Dismemberment and several optional upgrades
  • Elite: all of the benefits of Essential and Preferred, plus optional Sports/Hazardous Sports Coverage, Cancel for Work Reasons
  • Multi-trip: pay one fee and cover a year's worth of travel
  • Medical: covers primarily health-related travel issues. No coverage for Trip Cancellation, Missed Connection/Itinerary Change, Trip Delay, or Baggage Delay

If you've purchased plans from RoamRight in the past, you may notice that they no longer offer two types of plans that were previously included: Adventure and Active. As of the date of our review, most activities were covered under all of their travel insurance plans (for example, biking, hunting, hot air ballooning, sailing, kayaking, and several others). You may need to purchase the Hazardous Sports Upgrade - available with the Elite, Medical, and Multi-Trip Medical plans - if you plan on more dangerous adventures like skydiving, bungee jumping, or caving.

The easiest way to start your travel insurance policy with RoamRight is by getting a quote. On the main page, you'll be asked to select your state of residence, what type of coverage you need, your departure/return dates, trip cost per person or per trip, the date your deposit was paid, and the dates of birth of all covered travelers.

One limitation of RoamRight is that they only provide policies that are underwritten by their parent company, Arch Insurance. That does make it so that you don't get as many possibilities to choose from. For example, when we got quotes from other sites, we were offered multiple levels of coverage; for some reason, RoamRight only offered us their Preferred plan with no options for changes or upgrades. Their pricing on that plan was competitive with other companies.

However, RoamRight earns high marks for their attention to customer service. Customers have been extremely impressed with fast payments on claims, sometimes within just a few days of submitting the documentation. And, with a history spanning nearly a half-century - with A+ ratings from the BBB as well as A.M. Best - Arch Insurance has proven that they have what it takes to succeed within the world of travel insurance.

If you're looking for travel insurance, you should feel very comfortable getting a policy from RoamRight. With a solid history, competivie pricing, and superior customer service, RoamRight is a strong choice for your travel insurance needs.

Visit Site

Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Where to buy the best travel insurance for your next trip

If you're looking for the best travel insurance for your next vacation or business trip, you might quickly find yourself overwhelmed by choices. It's true, you can buy insurance almost anywhere these ...

Published:  Sun, 20 Jan 2019 06:01:00 GMT



Zurich backs travel insurance startup Pluto

Pluto, a London-based travel startup, is challenging the travel insurance market by offering "travel insurance for people who don't like insurance" to decrease the number of *millennials who put thems...

Published:  Mon, 21 Jan 2019 05:50:00 GMT



InsurTech Futures: Zurich partners with travel start-up Pluto

Zurich has backed travel insurance start-up Pluto, which aims to challenge the market by offering "travel insurance for people who don't like insurance" . The insurer will provide the underwriting and ...

Published:  Mon, 21 Jan 2019 03:08:00 GMT



Travel Leaders Issues Tips for Traveling During Winter Storms

Sign up for travel insurance. For those instances where you may miss a flight because you were stuck in traffic or your ship sailed without you when your flight was canceled or delayed, travel insuran...

Published:  Mon, 21 Jan 2019 06:23:00 GMT



Is Norovirus on Cruises Covered by Travel Insurance

Last week, a Norovirus outbreak aboard a Royal Caribbean cruise ship sickened hundreds and forced the ship to return home a day earlier than scheduled. This caused a wave of questions and concerns ...

Published:  Tue, 15 Jan 2019 12:57:00 GMT



Travelex Insurance Services' first corporate mission trip a success

"Volunteer tourism is a growing trend in corporate travel," Keller said. "Whether the sole purpose of a business trip or simply a component, companies like Travelex Insurance Services enjoy giving the...

Published:  Thu, 17 Jan 2019 04:14:00 GMT



Travel Insurance

DAYTON, Ohio (WDTN) - Many of you may be in the middle of planning your next getaway. AAA talks about the importance of travel insurance. The information, advice and answers displayed in the Living Da...

Published:  Thu, 17 Jan 2019 17:14:00 GMT



Business Travel Insurance Market Growing Demand and Global Outlook 2019 to 2025

Harrisburg, NC -- (SBWIRE) -- 01/20/2019 -- The report presents an in-depth assessment of the Business Travel Insurance including key trends, market drivers, challenges, standardization, regulatory la...

Published:  Sat, 19 Jan 2019 22:32:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure