Best Reviews TopConsumerReviews.com Best Travel Insurance Best Reviews
Best Reviews
      March 18, 2019

Home  >  Travel Insurance  >  World Nomads Review

Best

Travel Insurance

  1. RoamRight
  2. Insure My Trip
  3. Travel Insurance
  4. Allianz Travel
  5. Travel Guard
  6. Quote Wright
  7. World Nomads
  8. Travel Insurance Center
  9. Seven Corners

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
The Budget Travel Guide Newsletter

Latest Reviews

ADHD

Eczema

Flower Delivery

Fruit Baskets

Hair Loss

Hair Removal

Menopause Relief

Pet Meds

Ringworm

Watches

 

Individual Reviews

Squaremouth

Roam Right

Insure My Trip

Travel Insurance

Allianz Travel

Travel Guard

Quote Wright

World Nomads

Travel Insurance Center

Seven Corners

 

Related Articles

What Does Travel Insurance Cost

How Travel Insurance can Save Your Vacation

What to Look For in a Travel Insurance Policy

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

World Nomads Review

Best Travel Insurance

To help you find the Best Travel Insurance, TopConsumerReviews.com provides you with an in-depth World Nomads Review.

To see ALL of our reviews for the Best Travel Insurance, please Click Here

Who has the best travel insurance? The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Continue reading below reviews

Best Reviews

2019

Travel Insurance Reviews

3 stars
World Nomads

WORLD NOMADS Visit Site

If you're planning a trip that includes high-risk sports, activities, or adventures, World Nomads is one of the few places where most of them will be covered as part of their standard policy - though the riskier ones do require you to upgrade to their Explorer package. Here are some of the activities they do cover in the event of an injury:

Standard

  • Acrobatics
  • Air guitar (!)
  • BMX
  • Bungee jumping
  • Elephant riding
  • Flying in a glider or ultralight
  • Jet skiing
  • Mountain biking
  • Paintball
  • Scuba diving to 165 feet
  • Snorkeling
  • Surfing
  • Wakeboarding
  • Zip lining

Explorer (also includes everything in the Standard package)

  • Abseiling
  • Ballooning
  • Bobsledding
  • Bouldering
  • Bull riding
  • Cave diving
  • Cliff diving/jumping
  • Hang gliding
  • Jet pack
  • Parachuting/Skydiving
  • Rappelling
  • Running with the bulls
  • Spelunking
  • Wingsuit flying

In fact, the only activities we found that were specifically excluded from any coverage were Base Jumping, High-Altitude Mountaineering.

One huge restriction with World Nomads: you have to be under 70 years of age to be eligible for their policies, eliminating any older adventurers from getting their next bungee jump or safari covered. Another drawback is that there is no coverage at all for pre-existing conditions; most of their competitors cover such conditions as long as the insurance is purchased within a certain amount of time prior to travel.

World Nomads does have fewer coverage options overall; you only get to choose between the Standard and Explorer levels of coverage, which limits you to the following:

  • Emergency Accident/Sickness: $100,000
  • Emergency Dental: $750
  • Emergency Evacuation/Repatriation: $300,000/$500,000
  • Non-Medical Emergency Evacuation: $25,000
  • Trip Cancellation/Interruption: $2,500/$10,000
  • Trip Delay: $500/$1,500
  • Baggage/Personal Effects: $1,000/$3,000
  • Baggage Delay: $750
  • Accidental Death/Dismemberment: $5,000/$10,000

Missing from World Nomads' coverage is any option to "cancel for any reason" or "cancel for work reasons" - so if you get scheduled for a work conference or lose your job and can't afford your adventure, you'll be out of luck.

On the other hand, a big perk that World Nomads offers is the ability to get coverage while traveling: in other words, if you're on a fabulous trek through the Australian outback and decide to extend your trip, World Nomads can also extend your insurance coverage. We were able to get a policy for travel that started on the following day.

Also, when we looked for coverage for a trip starting in 8 months, we were also able to get a quote - a vast improvement over World Nomads' previous coverage, which only allowed for trips with start dates ranging from two weeks to three months from the date the quote was requested.

In short, for one particular type of traveler - the adventurous sort - World Nomads is an excellent choice for travel insurance. But, for the average trip-taker, they will probably find a more comprehensive range of policies with another provider.

Visit Site

Continued from above

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Travel Insurance Market Was Valued US$ 12 billion in 2017 And Expected To Register A CAGR of 4.7% By 2026

Mar 18, 2019 (WiredRelease via COMTEX) -- The global travel insurance market was valued at nearly US$ 12 billion in 2017, and is expected to register a CAGR of 4.7%. The report offers in-depth ...

Published:  Sun, 17 Mar 2019 23:43:00 GMT



Royal Caribbean Works Around New York Travel Insurance Issue

All New York state residents can purchase travel insurance through Royal Caribbean. Photo: NAN728 / Shutterstock.com. New York State residents and travel advisors can once again book travel insurance ...

Published:  Mon, 18 Mar 2019 06:56:00 GMT



Is travel insurance worth it

You're online and ready to buy an airline ticket, but before you can checkout, the airline's website pushes you to spend a little more to buy travel insurance to protect against delays and ...

Published:  Wed, 06 Mar 2019 09:24:00 GMT



A Small Travel Insurance Change That Could Save Your Next Vacation

When I think of pre-existing medical conditions and travel insurance, Richard Cutler's case comes to mind. After a flare-up of his arthritic condition, "which made my hands, wrists and feet swell," he ...

Published:  Sat, 16 Mar 2019 08:21:00 GMT



Record travel insurance claims expected after grounding of Boeing 737 Max jets

Travel insurance claims advocates at InsureMyTrip are gearing up for a record number of claims following the grounding of Boeing 737 Max jets nationwide. "This is a very rare occurrence and we ...

Published:  Thu, 14 Mar 2019 12:37:00 GMT



Pluto is travel insurance aimed at millennials

Pitched as "travel insurance for people who don't like insurance," U.K.-based Pluto Insurance is officially launching today with an online travel insurance product targeting millennials.

Published:  Tue, 12 Mar 2019 06:48:00 GMT



Concerns Over Boeing 737 Max 8 and Max 9 Spur Travel Insurance Demand, According to InsureMyTrip

Passengers concerned about flight issues and the limitations of airline compensation can utilize travel insurance for the following flight-related scenarios: Flight Delay or Cancellation - when a ...

Published:  Wed, 13 Mar 2019 13:59:00 GMT



Travel insurance: Think early, not later

As you plan your 2019 travels, think about insurance needs early. Buying within two weeks or so before you make your first advance payment lets you avoid one of the most vexing insurance problems: ...

Published:  Tue, 12 Mar 2019 03:09:00 GMT



This Teacher Read Every Page of Her Travel Insurance Policy - and a $10,000 Prize Was Hidden in the Fine Print

In school, we are all taught to read the fine print. Or at least read all the way through agreements before signing off. But, as adults, confronted with lines upon lines of text, our eyes glaze over, ...

Published:  Thu, 07 Mar 2019 04:00:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure